The Top Regular Savers Discussion Thread

Andystriker

Apart from putting a heading so we know what/who your post is about, I vote for leave the thread as it is.

We also have a no chat thread which people can use for information only.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82065780#Comment_82065780

I would not like a separate thread for each RS. For me, that would waste far more time clicking from one thread to another, because there are so many different RSs.

I agree. Another reason for avoiding separate threads is inevitably some people won't notice the separate thread and post about the account on this main thread - leading to duplication, confusion, and the also inevitable squabbles about what should be posted where.

I vote for keeping it simple. Bridlington1 has gone to a lot of effort to set up and maintain a sensible system where the bare facts can be found in one thread, whilst discussion about almost everything else RS related can be had here.

Folk who have difficulty scrolling past information which doesn't interest them do have other options.

clairec666

While the specifics of the Beverley T&Cs have been getting a bit tedious, it leads on to general RS-based discussion, fixed vs variable, easy access vs limited withdrawals, and the benefit of open-ended accounts.

masonic

The benefit of open-ended accounts is somewhat dependent on interest rate environment. Not so long ago there was speculation we were entering a raising cycle, and with recent events that could be back on the table. It's very hard to know what a good rate will look like in a year or more's time. But I suppose you have the option to open speculatively and meet the minimum funding.

brucefan_2

Discussion re: Separate Threads

Can I add my voice to those who would not welcome separate threads for each institution's RS products.

This thread is sufficient and a terrific source of knowledge and information, which I have benefitted from on numerous occasions, usually when something unexpected gets posted, which in turn is often a response to an earlier contribution.

A brief heading to each post would make it easier for those who wish to ignore certain conversations to do so; otherwise please keep things as they are.

And a huge thankyou to Brdlington1 for his time and commitment in curating this thread.

qbadger

Well whichever camp you're in, it's rather ironic that a discussion about where discussions should happen has managed to take over the very thread it's about.

It's turtles all the way down.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82065885#Comment_82065885

Making posts easier for all

It would be great if everyone put a bold or capped heading at the top of their post to identify what/who your post is about. This was suggested last year (and probably before that), and most people do, but a lot don't. It doesn't take long to do.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82065991#Comment_82065991

Making posts easier for all

This isn't the first time this issue has been brought up. I'll always try to include the name of the provider, even if an abbreviation of it irks some readers

surreysaver

Discussion re: Separate Threads

Indeed. The danger of separate threads is you'll miss something of interest to you