The Top Regular Savers Discussion Thread

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82064699#Comment_82064699

More inclined to go for this ISA version on the basis that I don't have an ISA paying 4.5%, and if you make a mistake/need a withdrawal you still get over half of the rate and not less than a fifth of it. But again Beverley could have written their information better as it appears to me, unlike RS Issues 1 and 2, that it is possibly not an open ended account (as it mentions maturity on 31st March.)

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82064915#Comment_82064915

I am using the 08 one, I did try the 16 account also, but neither match, sent 50 quid hope it arrives somewhere

Dugal

https://forums.moneysavingexpert.com/discussion/comment/82064889#Comment_82064889

Dudley BS loyalty RS

Several days after receiving the letter with account details it would not pass COP from Lloyds. So carefully sent a test £50 Deposit, on checking the next day it was in my account.

Joseph1215

https://forums.moneysavingexpert.com/discussion/comment/82064612#Comment_82064612

Beverley (sorry!)

This is a disagreement about language, which Beverley has used a bit loosely.

As long as you just withdraw in January and no other month, you remain eligible for the bonus to be paid in the December of the same year, 11 months later. It doesn't matter whether they call it 'next' or 'following', they mean the same thing in this context. Can't say any more!

janusd

https://forums.moneysavingexpert.com/discussion/comment/82064889#Comment_82064889

if it makes you feel any better, it is not passing for me either (doesn't seem to like the roll number) - it's been well over a week since opening.

I have already paid a £50 test deposit (failed CoP), followed by a further £450 when I saw the initial deposit had been accepted…

I was hoping to setup a new payment for next month that passes CoP, but looks as though it is always going to fail… always remember Santander telling me years ago (during a block) that they would show internally to them as not matching CoP… but if it can't be avoided, then no point worrying about it.

I suspect I received the same secure message about this as you…

Good morning,

Thank you for your message.

If you are quoting the details below:

Account Number: 10001008

Sort Code: 60-83-18

Reference: xxxxxxxxx

The warning message you are seeing can be overridden, as we are not a clearing bank. I can confirm that any payments made using the above details will be received successfully.

I too have other RS with Dudley and they have all passed CoP - the above is probably the first time in a couple of years that I have sent any payment that didn't…. in other news, the passbook for this account arrived yesterday (with the two payments listed).

dcs34

https://forums.moneysavingexpert.com/discussion/comment/82064961#Comment_82064961

I have found with Dudley I have to add my middle name to get CoP to match, so it might be something like that where they are using a slightly different permutation of your name (e.g. initial, shortened, etc.)?

janusd

https://forums.moneysavingexpert.com/discussion/comment/82065000#Comment_82065000

I don't have a middle name, so it definitely won't be that! 😃

I always use "Firstname Surname" for payments to me, though the Dudley welcome letter says to use "Mr Initial Surname" - neither works (or any combination) and it's the roll no / reference that is being highlighted by Santander… just tried First Direct out of interest, but that fails too - guess to be expected as they're all querying the same database / bank records.

bubieyehyeh

I've found with Lloyds sometime I get cop fail in the app, but then works with same details in internet banking in a browser on a pc. Only happens where the reference is needed for cop.

alfred64

https://forums.moneysavingexpert.com/discussion/comment/82065000#Comment_82065000

Dudley use Co-op bank if that's any help to you.

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82064365#Comment_82064365

I have a more unusual issue with Beverley.

Applied for the RS2 as an existing customer and the account showed online and was funded earlier this week. However, I haven't received any documentation/letters from them..