The Top Regular Savers Discussion Thread

jameseonline

Forgot to say earlier in regards to CO OP, they sent me a text saying I can check on application, again another form to fill out, name email, date of birth, mobile number, seems it's approved, anyone know how long it takes to see in app?

On a related note CO OP sent me an email asking me to verify my email if I want email updates

So yeah more stupidness from co op

jameseonline

Just given maturity instructions for my Saffron Members Month, not sure if maturity manager has changed or I've never used it before but bit confused by it tbh, not sure why every option you tap brings up a clear option as default rather than an actual account, but yeah you have to swipe to see an actual account to transfer funds over too & state the amount to allocate, surprised you can't just have an option to select all rather than manually type it, tbh.

All being well I'll get £626.51 transferred into my Saffron easy access on 6th.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st May 2026 and 31st May 2026:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread.

I have now cleared out the recently NLA regular savers list on the first page of The Top Regular Savers Discussion Thread.

The following accounts have been added between 1/5/26and 31/5/26 (see first page of The Top Regular Savers Discussion Thread for details):

Nottingham BS Online Regular Saver Issue 5 at 4.25%	Launched 21/5/26
Nottingham BS Branch Regular Saver Issue 8 at 4.25%	Launched 21/5/26
Dudley BS The Bridgnorth Lions Club Regular Saver - 1322 at 5%	Launched 19/5/26
Market Harborough Fixed Term Regular Saver (30.06.2027) at 5.75%	Launched 8/5/26
Mansfield BS My Milestone Saver at 6%	Relaunched 5/5/26
Chorley BS Regional 2 Year Flexible Saver (30.04.2028) at 5%	Launched 1/5/26
Chorley BS Regular Saver (30.04.2027) at 5%	Launched 1/5/26
Leeds BS Regular Saver (Issue 77) at 4.45%	Launched 1/5/26

The following accounts have been removed between 1/5/26 and 31/5/26:

NLA 1/5/26	Leeds BS Regular Saver (Issue 76)	Launched 1/4/26
Interest rate	4.45% gross p.a. variable
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, miss as many as you wish
Penalty-free withdrawals	One withdrawal per calendar year (including account closure) is permitted subject to the minimum balance of £100 being maintained. Further withdrawals can be made subject to 30 days loss of interest on the amount withdrawn.
Age of applicant	Aged 18 or over
How to open account	Branch, online or post
Length of account term	Matures 1/4/2028
Maximum balance	£6,000 plus interest
Deposits on non-working days	Treated as having been received the same day.
Special conditions	You may only hold one Leeds Building Society Regular Saver product of any issue at a time. Withdrawals/closure can be made by faster payment over the phone.
NLA 1/5/26	Chorley BS Regular Saver (31.03.2027)	Launched 1/4/26
Interest rate	5% gross p.a. variable
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	None, but the account can be closed early without penalty
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/3/27
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by 30/4/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period
NLA 1/5/26	Chorley BS Regional 2 Year Flexible Saver (31.03.2028)	Launched 1/4/26
Interest rate	5% gross p.a. variable from 11/3/26
Monthly payment	£25-£400 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	2 withdrawals per year excluding early closure. If more than 2 withdrawals are made within a 12 month period the account shall be closed.
Age of applicant	Age 18 years old or older
How to open account	Branch, post or online
Length of account term	Matures on 31/3/28
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Initial deposit must be received by the 30/4/26. Only one Regular Saver, one Seasonal Saver and one Regional 2 Year Flexible Saver can be held in any 12 month rolling period. Must live in one of the following postcode areas (CA, FY, PR, LA, WN, BL, L, WA, BB, CH, M, SK, CW, OL).
NLA 8/5/26	Market Harborough Fixed Term Regular Saver (31.03.2027)	Launched 20/1/26
Interest rate	5.75% gross p.a. fixed
Monthly payment	£0-£250 per calendar month
Miss any payments	Yes, you can miss one payment
Penalty-free withdrawals	No withdrawals permitted.
Age of applicant	Any age; for under 18s, the account must be opened by an adult in the capacity of Trustee.
How to open account	Branch only, unless applying on behalf of someone under 18, in which case it can be opened by post.
Length of account term	Matures 31/3/2027
Maximum balance	N/A
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Customers may only have two Fixed Term Regular Saver accounts open at a time, either solely or jointly, with a combined maximum deposit of £500 per month (£250 in each account). Further deposits into this product may be prohibited at any time. When they do this, they will update the relevant section within the ‘Current interest rates for withdrawn products’ page of mhbs.co.uk. They will not personally notify you when they do this.
NLA 14/5/26	Mansfield BS Bonus Regular Savings (Issue 8)	Moved lists 13/1/25
Interest rate	5.1% AER variable from 1/2/26 (includes 1.85% bonus for 1 year)
Monthly payment	£10-£250 per calendar month
Miss any payments	Can miss two per year
Penalty-free withdrawals	Two withdrawals per calendar year, if you make a 3rd withdrawal (including account closure after the two free withdrawals) then you will pay a penalty equivalent to 90 days' interest, withdrawals by post can be made by cheque only.
Age of applicant	Age 16 or over
How to open account	Branch or post
Length of account term	No maturity date but bonus lasts for 12 months from account opening, after which account reverts to 3.4% variable
Maximum balance	£50,000
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	Can only be opened by those who live in Nottinghamshire, Derbyshire or South Yorkshire and/or existing members.
NLA 21/5/26	Nottingham BS Branch Regular Saver Issue 7	Launched 13/2/26
Interest rate	4.25% AER variable
Monthly payment	£10-£500 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant	Age 16 years old or older
How to open account	Branch only
Length of account term	Matures on 31/3/27
Maximum balance	£7500
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	The most you can withdraw in any one day is £500 in cash, or any amount by cheque.
NLA 21/5/26	Nottingham BS Online Regular Saver Issue 4	Launched 13/2/26
Interest rate	4.25% AER variable
Monthly payment	£10-£500 per calendar month
Miss any payments	Yes, miss as many as you like
Penalty-free withdrawals	Unlimited withdrawals of £1+ provided at least £10 remains in the account
Age of applicant	Age 18 years old or older
How to open account	Online only
Length of account term	Matures on 31/3/27
Maximum balance	£7500
Deposits on non-working days	Treated as having been received the next working day.
Special conditions	The most you can withdraw in any one day is £500 in cash, or any amount by cheque or online.

The How many regular savers do you have? - The League Table thread

A new thread has been launched How many regular savers do you have? - The League Table. This thread is the thread you can post how many regular savers you have and contains a league table with these on page 1. Note discussion about regular savers, your ``regular saver strategy" and reasons for having your regular savers fall under the scope of the Top Regular Savers Discussion Thread only.

jameseonline

Finally my interest from CO OP has landed in my account all £128.25 of it on £3000, now I wait to find out what's going on in regards to the new one I got accepted for

jaypers

IMG_5394.jpeg

Trying to fund my Furness 160th Anniversary Regular Saver via internal transfer and getting this error.

rallycurve

https://forums.moneysavingexpert.com/discussion/comment/82017846#Comment_82017846

It took one day for me, last week

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82018256#Comment_82018256

I get exactly the same message trying to put 160 quid into my Furness BS - 160 Year Anniversary Regular Saver today for this month of June.

I get the error below when trying an internal transfer from their everyday saver account, it worked fine for the last 5 months.

“Payment data error: (PO-0004) This transaction will exceed the maximum balance of the destination account”

I can't find the terms and conditions, but it seems odd that this account would have a maximum of 800 pounds given it runs for 10 months.

jameseonline

Gave Principality a call, seems it can take 3 working days to get funds out of Principality, if you request online?

Told the woman that I wanted everything out of the maturity account minus £1 and she said I'll get it by the end of the day, hmm.

I've also opened a Nationwide today & funded it.

No update on regards to CO OP

MarkFromCornwall

https://forums.moneysavingexpert.com/discussion/comment/82018426#Comment_82018426

Yesterday morning, a Sunday, I did an online request to transfer funds out and it was actioned within a few hours. Principality, whilst not instant, are faster than many BSs.

Speculator

Received an email from Saffron this morning at 7.05am to confirm my funds have been transferred to my nominated account.

Does anyone know if the funds will reach my account today or do they still use the bacs system?

edit: ignore above. received in my Santander this morning.