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The Top Regular Savers Discussion Thread
Comments
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Still live on the website at the time of posting - suggest you get your own screenshot:
(this is not a regular saver)
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I'm a long way away from West Brom area and managed to open one no problem
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I also opened a Winter Ready in early January online without being in the West Midlands. I seem to remember that they amended the terms of the Winter Ready to add postcode restrictions later.
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There were no postcode restrictions for the first few weeks after Winter Ready launched, it became restricted later.
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The new Dudley BS regular saver is a new issue, thus you can open one of each.
With respect to West Brom, the Winter Ready RS began without postcode restrictions but then introduced them later for online applications.
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West Brom BS Fixed Rate Regular Saver (Issue 8)
When applying for a West Brom BS Fixed Rate RS (Issue 8), one is asked the question do you live in postcode area B (Birmingham), DY, WV, WS and SY and, if answering honestly No, the response is you can’t open this account online if you don't live in one of our branch postcode areas.
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I'm guessing that they outsource their ID checks (eg it costs them per check), having this test at the top will stop a few applications getting through to the ID check and then having to bounce the application later.
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Its a pity about the new West Brom especially as we are already with them - I did manage to get the Winter Ready West Brom before the postcode exclusions applied.
Dudley - new regular saver. Not had a Dudley account before so are there any key points to know?
If I fill in the application forms with a cheque plus for ID my credit card statement and for OH the Council Tax bill will that be enough to pass the ID requirements?
Do they issue passbooks - if so are these required to be returned at maturity?
Is it soley a branch account with no ability to view the account online?
“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Near the top of the Dudley pdf application form it says "Please note that once you have opened your account, you can register to view your account online through our Online Service"
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Note with Dudley, you can view the account online but to make withdrawals/closure it's branch/post only. In my experience if you contact them they'll send you an application form with prepaid envelope.
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