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Settling in for the long haul

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Comments

  • I've got loads of books to read too - my shelves are bursting at the seams.

  • Rhyddid2026
    Rhyddid2026 Posts: 1,443 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Well done on tackling all those potential money makers, even if not all come through you'll be loads better off.

    Debts                04/01/25       03/08/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £10,078
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £33.93
    CC total             £20,411.34    £13,706.93
    OD                     £1100            £0
    Car loan             £4,000          £2,800
    1st Direct Loan  £10,684.44    £4,875
    Total                  £36,195.78    £21,381.93
    EF £2,550
    HF £100
  • vampirotoothus
    vampirotoothus Posts: 468 Forumite
    Part of the Furniture 100 Posts Name Dropper

    Hi it's worth checking selling sites such as FB Marketplace for your shower cubicle screen, there are always loads of new ones as people buy and then change their mind ahead of fitting. You could pick up a bargain. Good luck V x

  • Dakota_Rose
    Dakota_Rose Posts: 667 Forumite
    500 Posts Name Dropper Photogenic

    Good idea - I’ll keep an eye out.

    £8 transferred from surveys today so that’s a little boost. £177/£212

    PBs £2050 (including £1k EF)
    17/26 books for 2026

    Take the time to find the joy in each day

  • Humdinger1
    Humdinger1 Posts: 3,009 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Found your diary and subscribed @Dakota_Rose! You describe some entries as boring, but they're not. Full of admiration for the way you're juggling everything. Onwards and upwards love Humdinger xx

  • Dakota_Rose
    Dakota_Rose Posts: 667 Forumite
    500 Posts Name Dropper Photogenic

    PBs £2050 (including £1k EF)
    17/26 books for 2026

    Take the time to find the joy in each day

  • Dakota_Rose
    Dakota_Rose Posts: 667 Forumite
    500 Posts Name Dropper Photogenic

    Okay, work has been extremely stressful this week so let’s not talk about that 😂. Mr D is making a lovely sausage and mash dinner and we’re warm and safe while the stormy weather rages on outside. Lots to be thankful for.

    I’ve had letters from HMRC today regarding the tax relief I applied for. One application was received too late for 2023-4 so they’ve said I need to apply for overpayment relief instead. The other letter said they couldn’t process the claim as I am in self-assessment for this year so need to amend my tax return (2024-5 which must be the child benefit I went on to pay back). I don’t understand how to sort either, and don’t particularly want to, but don’t want to lose any money. Someone send me an accountant please or if not, some big girl pants 😂.

    …at least I’ve got a £10 dog crate to list for sale 🤣

    PBs £2050 (including £1k EF)
    17/26 books for 2026

    Take the time to find the joy in each day

  • ellenvan
    ellenvan Posts: 481 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic

    Personally I would just try replying to HMRC saying yes I want to apply for overpayment relief, let me know if I have to fill in any forms.

    Then do separate letter amending 24/5.

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