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Winter Wonders

13

Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,524 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Liking the idea of micro greens. Must look into that idea
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £1050/£3000
    .

    Studies/surveys January 

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026 (target is 52)
    Jigsaws done  20 in 2025.  2026 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Rhyddid2026
    Rhyddid2026 Posts: 847 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Oh yeah, good point 😂
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,865 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Long overdue oat of cleaning out the bioethanol fire done. Slightly too wussy to use it now though 🤦‍♂️
  • Wednesday2000
    Wednesday2000 Posts: 8,723 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    It feels good to have a big bag of donations taken out of the house and my unwanted armchairs are being picked up next week.🙂

    I had my first class of the year today. I’m wearing the same red dress as yesterday with a different red jumper as it feels quite cold here today.

    I finished the book Flowers for Algernon today. It was very dark and depressing. I had heard of it as it is famous, but I felt like I should finish it once I started. I watched the finale of Stranger Things last night and was crying at that too. 😂 


  • Suffolk_lass
    Suffolk_lass Posts: 10,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It feels good to have a big bag of donations taken out of the house and my unwanted armchairs are being picked up next week.🙂

    I had my first class of the year today. I’m wearing the same red dress as yesterday with a different red jumper as it feels quite cold here today.

    I finished the book Flowers for Algernon today. It was very dark and depressing. I had heard of it as it is famous, but I felt like I should finish it once I started. I watched the finale of Stranger Things last night and was crying at that too. 😂 


    The woman who reviewed it on the radio said she liked that it tied up lots of loose ends but she felt it did not need two hours to do so. I hope you enjoyed it.
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Rhyddid2026
    Rhyddid2026 Posts: 847 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 2 January at 6:48PM
    I also sobbed at stranger things last night!
    No OATs done today, back to back at work and still need to input my mileage this evening.
    Does my potato/cheap veg use count as a potential OAT? Today I made saag aloo.
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
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