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Payment a Day - Chapter 2026

Comments

Bounty123 Posts: 152 Forumite

3 January at 7:14AM

Morning,
£6 PAD to cc.
Thank you.

2026 MFW No:23
MFiT-T7 12
1
I_Love_comps Posts: 2,615 Senior Ambassador

3 January at 9:29AM

Holiday Pot £2
1p Challenge £4.32
CC £3
Total £9.32

I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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1
SuperSavingD Posts: 653 Forumite

3 January at 9:32AM

Morning
£3 pad to the cc today.

1
Changeyourlife25 Posts: 167 Forumite

3 January at 10:02AM

£3.30 for today.

Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500

Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.38

1
angelicious Posts: 600 Forumite

3 January at 10:27AM

£50 today to savings pots

Save £25,000 in 2025: #45-£524.15/25, 000

PAD 2025: £609.19/6100
1
Keedie Posts: 3,072 Forumite

3 January at 10:36AM

Morning All,
The total PAD for 2 January 2026 was £1,025.53

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)
2
rsdiscos Posts: 844 Forumite

3 January at 12:57PM

Hiya. Today’s PAD is £33.64 including the regular payment! Have a good day all!

Plan to PAD Everyday 2026

Credit Card - £2864.24 int free to 31/05/26) -

PAD Totals

Jan 2026 - £277.72

Feb 2026 - £40.57 11.11% paid!

1
ThriftyPrincess40 Posts: 255 Forumite

3 January at 1:30PM

PAD 13.58 to pay some of my interest on cc’s. Using my petrol money

#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%

#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%
#solicitors /8000

Crisis fund 320/500
Alligator fund 50/500
1
DebtBustingButterfly Posts: 8 Forumite

3 January at 3:43PM

Hi all

Another £23.66 Virgin CC please - earned a fiver on Prime Opinion surveys and £18.66 at cash 4 clothes so I've achieved some decluttering too!

1
debtfreein26 Posts: 21 Forumite

3 January at 6:35PM

No payment for me today but well done everyone who has made a payment!

Pay off by xmas 2026/2026 PAD - £754.54/£7959.74
Make £2026 - £208.65

CC1 - £693.74/£5617.72
CC2 - £60.80/£2432.02
2

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