We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payment a Day - Chapter 2026

18911131419

Comments

  • BlueJ94
    BlueJ94 Posts: 3,104 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    £91.50 into my savings today, £50 from bank and £41.50 from vinted sales!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000

    Savings goal £91.50/£1000
  • AntoMac
    AntoMac Posts: 3,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £9 to credit card today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Bounty123
    Bounty123 Posts: 116 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Morning 
    £6 to cc today. 
    Thank you
    2026 MFW No:23
    MFiT-T7 12
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,187 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Just £5 to savings for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • cuddlymarm
    cuddlymarm Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts
    Good morning guys
    Another £20 off the CC today please 

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 6/15
    January PADs £460
    January grocery challenge £12.73/£150
  • rsdiscos
    rsdiscos Posts: 826 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning

    £5 for me today! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £116.03 4.05% paid!
  • angelicious
    angelicious Posts: 559 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £100 today to savings 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • I_Love_comps
    I_Love_comps Posts: 2,578 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    £1.99 to 1p challenge 
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • Makingabobor2
    Makingabobor2 Posts: 4,543 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    £5 to the debt pot 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1100/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  7/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 3,025 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    The total PAD for 4 January 2026 was £874.56

    Just in case you get bogged down sometimes with all the financial organisation and life takes a backseat, just remember...
    18 money cant buy happiness quotes you must read
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.3K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.