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Payment a Day - Chapter 2026

Comments

LittleMissDetermined Posts: 10,387 Forumite

6 January at 8:26AM

BlueJ94 said:

Morning all! Can someone suggest a good savings account? Ive tried chase and they refused me 😂

I have savings in Monzo and Starling, but I've seen ads recently for the 'biscuit' account with Zopa bank with 7%+ AER

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4220/£6000

2
LittleMissDetermined Posts: 10,387 Forumite

6 January at 8:26AM

My PAD today is £156.20 to various places
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4220/£6000

1
angelicious Posts: 601 Forumite

6 January at 8:45AM

£10 today to holiday savings

Save £25,000 in 2025: #45-£524.15/25, 000

PAD 2025: £609.19/6100
1
debtfreein26 Posts: 21 Forumite

6 January at 8:48AM

£2 to CC1 for me today

Pay off by xmas 2026/2026 PAD - £754.54/£7959.74
Make £2026 - £208.65

CC1 - £693.74/£5617.72
CC2 - £60.80/£2432.02
1
cuddlymarm Posts: 2,322 Forumite

6 January at 8:56AM

Good morning
£20 off my CC today please.

Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£200
1
ThriftyPrincess40 Posts: 256 Forumite

6 January at 9:03AM

I got an interest adjustment so got 2p back 💪🏻🥳🥳🥳

#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%

#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%
#solicitors /8000

Crisis fund 320/500
Alligator fund 50/500
2
DebtBustingButterfly Posts: 8 Forumite

6 January at 10:04AM

26p today from cashback from Virgin Money, towards our Virgin CC (our smallest balance).

0
Keedie Posts: 3,072 Forumite

6 January at 12:19PM

Afternoon All,
The total PAD for 5 January 2026 was £675.75

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)
3
st182 Posts: 215 Forumite

6 January at 12:26PM

PAD today CC1:

£2.45

Pay Off Debts by Xmas 2026; £0 / £6201.56
1
AntoMac Posts: 3,087 Forumite

6 January at 6:24PM

Feels like a very lively start to 2026 on here. Great to see and long may it continue.
My own PAD today is £12

27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
2

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