We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment a Day - Chapter 2026
Comments
-
Morning,
£6 to cc for today
2026 MFW No:23
MFiT-T7 120 -
Good morning
£20 off the CC this morning please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 6/15
January PADs £480
January grocery challenge £84.56/£1501 -
My PAD today is £1527/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
-
£100 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£1 PAD to the Cc.Having to make small payments now as our circumstances have changed.1
-
Hope you’re ok 💕SuperSavingD said:£1 PAD to the Cc.Having to make small payments now as our circumstances have changed.#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 10/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 4%
#cc1 200/4100 29%
#cc2 NatWest 150/3400 29%
#cc3 Halifax 0/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35000 -
awesome progress, keep it up all!
todays PAD, cc1:
£4.11Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Hi all
£109 to various places today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
1p challenge £4.49
Savings 2 £2.50
Savings 3 £2.50
Total £9.49I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
1 -
Afternoon All,
The total PAD for 7 January 2026 was £239.62
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


