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Payment a Day - Chapter 2026

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Comments

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    £90 off high interest cc1 tonight 💪🏻 it’s taken some hard work 
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • Makingabobor2
    Makingabobor2 Posts: 4,629 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Extra £5 to debt pot 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1360/£3000
    .

    Studies/surveys Feb....£69.05

    Decluttering items 1402/    2025.  96/2026
    Books read    23 in 2025.  2026- 6 (target is 52)  
    Jigsaws done  20 in 2025.  2 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • SuperSavingD
    SuperSavingD Posts: 653 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    ThriftyPrincess40 said:
    SuperSavingD said:
    £1 PAD to the Cc.  

    Having to make small payments now as our circumstances have changed.
    Hope you’re ok 💕
    Husband finished up with one month pay 😢.
  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hiya. Sneaking in before midnight with £2.77 to the credit card. 
    Hope everyone is safe! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • Bounty123
    Bounty123 Posts: 152 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Morning,
    £2.40 to cc for me today. Hope everyone has a great (and safe) day.
    2026 MFW No:23
    MFiT-T7 12
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,387 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Morning! My PAD today is £58.30 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    £20 off the CC today please 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    SuperSavingD said:
    ThriftyPrincess40 said:
    SuperSavingD said:
    £1 PAD to the Cc.  

    Having to make small payments now as our circumstances have changed.
    Hope you’re ok 💕
    Husband finished up with one month pay 😢.
    Oh nooooo 😢😢😢😢😢
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • angelicious
    angelicious Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £20 today to savings 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • Changeyourlife25
    Changeyourlife25 Posts: 167 Forumite
    100 Posts Name Dropper Photogenic
    T- £4
    W-£3.37
    T- £2.59
    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

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