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Payment a Day - Chapter 2026

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Comments

  • £90 off high interest cc1 tonight 💪🏻 it’s taken some hard work 
    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Makingabobor2
    Makingabobor2 Posts: 5,034
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Forumite
    Extra £5 to debt pot 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £300/3000


    Studies/surveys October £ 101.72

    Decluttering items 1400/
    2025.  444/2026
    Books read   2025/23   2026- 23 (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • SuperSavingD
    SuperSavingD Posts: 717
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Forumite
    £1 PAD to the Cc.  

    Having to make small payments now as our circumstances have changed.
    Hope you’re ok 💕
    Husband finished up with one month pay 😢.
  • rsdiscos
    rsdiscos Posts: 844
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    Hiya. Sneaking in before midnight with £2.77 to the credit card. 
    Hope everyone is safe! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • Bounty123
    Bounty123 Posts: 411
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Forumite
    Morning,
    £2.40 to cc for me today. Hope everyone has a great (and safe) day.
    2026 MFW No:23
    MFiT-T7 12
  • LittleMissDetermined
    LittleMissDetermined Posts: 11,059
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Forumite
    Morning! My PAD today is £58.30 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • cuddlymarm
    cuddlymarm Posts: 2,322
    Part of the Furniture 1,000 Posts
    Forumite
    Good morning 
    £20 off the CC today please 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • £1 PAD to the Cc.  

    Having to make small payments now as our circumstances have changed.
    Hope you’re ok 💕
    Husband finished up with one month pay 😢.
    Oh nooooo 😢😢😢😢😢
    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • angelicious
    angelicious Posts: 901
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    £20 today to savings 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • T- £4
    W-£3.37
    T- £2.59
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