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Payment a Day - Chapter 2026
Comments
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£90 off high interest cc1 tonight 💪🏻 it’s taken some hard work#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 10/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 4%
#cc1 200/4100 29%
#cc2 NatWest 150/3400 29%
#cc3 Halifax 0/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
Extra £5 to debt pot
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1100/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 7/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Husband finished up with one month pay 😢.ThriftyPrincess40 said:
Hope you’re ok 💕SuperSavingD said:£1 PAD to the Cc.Having to make small payments now as our circumstances have changed.1 -
Hiya. Sneaking in before midnight with £2.77 to the credit card.Hope everyone is safe!Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £141.03 4.92% paid!1
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Morning,
£2.40 to cc for me today. Hope everyone has a great (and safe) day.
2026 MFW No:23
MFiT-T7 121 -
Morning! My PAD today is £58.30 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Good morning
£20 off the CC today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 6/15
January PADs £480
January grocery challenge £84.56/£1501 -
Oh nooooo 😢😢😢😢😢SuperSavingD said:
Husband finished up with one month pay 😢.ThriftyPrincess40 said:
Hope you’re ok 💕SuperSavingD said:£1 PAD to the Cc.Having to make small payments now as our circumstances have changed.#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 10/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 4%
#cc1 200/4100 29%
#cc2 NatWest 150/3400 29%
#cc3 Halifax 0/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
£20 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
T- £4
W-£3.37
T- £2.59Jan 26 GC 🥞🧇 £246.14/£500
Debt free in 2026 - £437.18 of £4,226.52
NSD JAN 2/10
PAD JAN £39.711
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