We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment a Day - Chapter 2026
Comments
-
dd for cc1 + extra PAD takes today to:
£104.86Pay Off Debts by Xmas 2026; £0 / £6201.561 -
£350 to EF
£2 to cc
Total pad £352.00
Thank you1 -
£3.74 todayJan 26 GC 🥞🧇 £246.14/£500
Debt free in 2026 - £437.18 of £4,226.52
NSD JAN 2/10
PAD JAN £39.711 -
£4 vinted sale!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Savings goal £91.50/£10001 -
Lots of studies done on prolific, just waiting approvals and there ll be more off the cc#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 6/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £8 #no 11 SPC 19 £44 banked restart £1.62
2026 PAD challenge £620
1% challenge = 4%
#cc1 200/4100 29%
#cc2 NatWest 150/3400 29%
#cc3 Halifax 0/2150 22%
#cc4. MBNA 80 /5600 22%
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
Hi All
PAD today of £59 to the saving pots
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: 0.00/£2500 (0%) 3 to 6 month emergency fund1 -
£0.16 to second lowest cc to round it out, not much but ohs van needed a new starter motor today and have little to no money
2026 - 52 Week Envelope Challenge #17
Payment a Day - Chapter 2026 £75.99/ £19,000
Make £2026 in 2026
365 Day 1p Challenge for 2026
January 2026 Grocery Challenge £129.33/£400
1 -
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
Morning,
£6 to cc today.
2026 MFW No:23
MFiT-T7 121 -
Morning all! Can someone suggest a good savings account? Ive tried chase and they refused me 😂I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Savings goal £91.50/£10001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards