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Payment a Day - Chapter 2026

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Comments

  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 1 January at 9:24PM
    Happy new Year everybody and thanks for the warm welcome @Keedie

    Sorry to be a pain, but Feb will be tricky for me to count up - can I be put down for April please?

    Cheers all. 

    Oh - by the way my pad is £11.24 to my virgin cc. 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • Keedie
    Keedie Posts: 3,069 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    You don't need a number to join @ThriftyPrincess40, just turn up and check in as and when you want to.

    I'm back with another PAD as I got too excited and did my cash stuffing and savings challenges early 😂.

    £100 into sinking funds
    £155 in savings challenges

    £255 total

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 252 Forumite
    100 Posts Name Dropper
    Keedie said:
    You don't need a number to join @ThriftyPrincess40, just turn up and check in as and when you want to.

    I'm back with another PAD as I got too excited and did my cash stuffing and savings challenges early 😂.

    £100 into sinking funds
    £155 in savings challenges

    £255 total

    Brill thankyou 👍
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1160
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 400/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000
  • Keedie
    Keedie Posts: 3,069 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    rsdiscos said:
    Happy new Year everybody and thanks for the warm welcome @Keedie

    Sorry to be a pain, but Feb will be tricky for me to count up - can I be put down for April please?

    Cheers all. 

    Oh - by the way my pad is £11.24 to my virgin cc. 
    Sorry I somehow missed this. Thank you for volunteering for April 2026, I have noted your name down on the first page and not to worry about next month @rsdiscos, I'm just grateful that you are able to help. x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • AntoMac
    AntoMac Posts: 3,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £11.50 between debt and savings today please.
    Great to have you on board April counter upper @rsdiscos
    @Keedie , I’m happy to count up for February
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    £20 off the CC today please 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • Bounty123
    Bounty123 Posts: 152 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Morning,
    £6  PAD to cc.
    2026 MFW No:23
    MFiT-T7 12
  • bigbeff
    bigbeff Posts: 1,151 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £5 for me both yesterday and today.
    Debt as of 29/12/25
    Overdraft: 1465.60 327.33
    CC1: 866.75 500
    CC2: 5699.85 5199.85
    Total:8032.30 6027.18
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,379 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    edited 2 January at 8:57AM
    Amazing 2025 PAD total Keedie!

    My PAD is £82 to various places today. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • angelicious
    angelicious Posts: 600 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £10 today to savings 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
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