Payment a Day - Chapter 2026

Bounty123

Evening,
Could I join please? I think trying to PAD daily will help me progress towards some goals this year. Aiming for a successful 2026!
Bounty

bettyboo65

Newbie here, registered to join this. I have 7K debt so paying it down daily would be brilliant-Bettyboo65

Christa27

Could I join please starting out with approx £19k debt, will total on Jan 1st 

Keedie

Welcome aboard @DebtBustingButterfly, well done for PADding already and definitely keep us updated with your progress so that we can cheer you along.

It's hard sometimes being consistent when you don't have a challenge or laser focus isn't it @Makingabobor2. I think the savings for full and final settlements would definitely be good for your goals, and PAD as often as you like so that we can celebrate with you as you work on your goals.

Welcome back @rsdiscos, PADding really does help doesn't it, and it can get so addictive (in a good way). Are you able to be counter upper for February 2026? Or you can pick another month that suits you, and thank you for volunteering.

Wishing you all the success for 2026 and beyond for your goals @Bounty123, and welcome aboard.

So glad that you registered to join us @bettyboo65, this is such an inspiring and supportive thread. So I'm sure you'll make good progress with your goals. As will you @Christa27, and once you know your total starting amount, you might want to have an overall amount you'd want to reduce it to by this time next year, so that you can pace yourself. PADding can make all the difference, especially if we have a goal in mind (well that's what helped me anyways).

I'll do the final check-in on the 2025 thread tomorrow, and then post the yearly total here.

Best of luck for your 2026 PADding and goals everyone 🤗.

st182

PADing sounds great. I'm in! 

I have a fixed target on "pay off all your debt 2026" for 0% balances which expire in 2026, so I'll use this to nip away at some of my longer term higher balances so there is less for 2027's. Nice one  

cuddlymarm

Good morning and a Happy New Year everyone 
£270 today please ( this is £250 to the regular saver account and £20 off my 0% CC)

LittleMissDetermined

Happy New Year! My PAD today is £351.64 to various places
LMD x

Bounty123

Happy New Year everyone,
My PAD is £6 for 1st of January to my cc. 

Changeyourlife25

£4.47 

The first PAD of the year! 🥰

Happy new year to all. 🎉 

Keedie

🎉🥳 Just to let you know, that in 2025... 

we had a total PAD of £107,248.80!!! 🥳🎉

All these little PADs really do add up. Welcome @st182, great goals you have there, and well done on being the first PAD of 2026 @cuddlymarm. 

To help the counter upper add up the correct figures, please declare your total PAD in bold. 

Best of luck for 2026 everyone. xx