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Payment a Day - Chapter 2026

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Comments

  • Keedie
    Keedie Posts: 3,013 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 1 January at 11:18AM
    Back with my own PADs

    £50 to Help to Save
    £50 to One Month Ahead fund
    £260 into savings challenges
    £7.92 in spare change

    £367.92 total PAD
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
  • I_Love_comps
    I_Love_comps Posts: 2,560 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    My first pad on this challenge.

    £5.38 to 1p challenge 

    £5.38 total PAD
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • DebtBustingButterfly
    DebtBustingButterfly Posts: 4 Newbie
    Photogenic First Post
    Hi and Happy New Year

    £13.10 PAD today please to my lowest balance CC.

    These small payments are addictive and I hope decluttering this year will help. Plus I'm going to beg for as much overtime at work as possible.
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 82 Forumite
    10 Posts Name Dropper
    I don’t know my number but new year PAD is £480 to credit cards 👍
    #no 3 Debts off by Xmas 2026 £543.58/£15,250
    NSD Jan 3/20
    #no 13 365 days 1p challenge 2026
    £4.96/£667.95 paid 31/365 
    #no 2 £2 coin savers challenge 2026 £2  
    #no 11 SPC 19 £5.64
    2026 PAD challenge  £530
    1% challenge = 3%

    #cc1 200/4100 29%
    #cc2 NatWest 150/3400 29%
    #cc3 Halifax 0/2150 22%
    #cc4. MBNA 80 /5600 22%
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • AntoMac
    AntoMac Posts: 3,004 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great tomorrow have so many new/rejoining PADders on board for 2026.
    Hope a lot of you stick around and get into the great habit pf PADding. 
    £21 is my own PAD for today
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,004 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done for counting up for January @Keedie
    Hope we all keep you busy this month  :)
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • angelicious
    angelicious Posts: 552 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Keedie said:

    🎉🥳 Just to let you know, that in 2025... 

    we had a total PAD of £107,248.80!!! 🥳🎉


    All these little PADs really do add up. Welcome @st182, great goals you have there, and well done on being the first PAD of 2026 @cuddlymarm. 

    To help the counter upper add up the correct figures, please declare your total PAD in bold. 

    Best of luck for 2026 everyone. xx
    Wow, that’s amazing!!  Every little helps 🤩 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 82 Forumite
    10 Posts Name Dropper
    Wow 🤩 that is amazing!!!
    #no 3 Debts off by Xmas 2026 £543.58/£15,250
    NSD Jan 3/20
    #no 13 365 days 1p challenge 2026
    £4.96/£667.95 paid 31/365 
    #no 2 £2 coin savers challenge 2026 £2  
    #no 11 SPC 19 £5.64
    2026 PAD challenge  £530
    1% challenge = 3%

    #cc1 200/4100 29%
    #cc2 NatWest 150/3400 29%
    #cc3 Halifax 0/2150 22%
    #cc4. MBNA 80 /5600 22%
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • st182
    st182 Posts: 168 Forumite
    Sixth Anniversary 100 Posts Photogenic
    well done all for 2025!  :o  B)

    PAD done, cc1:

    £4.78
    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Makingabobor2
    Makingabobor2 Posts: 4,524 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    £5 PAD today, to my Debt pot. This is from a sale on V!nt*d. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF #68  £1050/£3000
    .

    Studies/surveys January 

    Decluttering items 1402/    2025.  7/2026
    Books read    23 in 2025.  2026 (target is 52)
    Jigsaws done  20 in 2025.  2026 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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