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Payment a Day - Chapter 2026

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Comments

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    BlueJ94 said:
    We won 5k in work and split it between us £277 now to work out what debt to spend it on 
    That’s ace!! Congrats 🥳
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • Changeyourlife25
    Changeyourlife25 Posts: 167 Forumite
    100 Posts Name Dropper Photogenic
    £9.76 today 
    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

  • bettyboo65
    bettyboo65 Posts: 2 Newbie
    Photogenic First Post
    £10 yesterday to PayPal credit 🙂
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    Hopefully going to be able to cash out on prolific studies soon, done a ton of them today so fingers crossed to more payments being made next week 
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • Makingabobor2
    Makingabobor2 Posts: 4,628 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Not managed a PAD today, but hopefully will be in the routine by the start of next week. Still trying to sort out budgets and finances for the New year. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1360/£3000
    .

    Studies/surveys Feb....£69.05

    Decluttering items 1402/    2025.  96/2026
    Books read    23 in 2025.  2026- 6 (target is 52)  
    Jigsaws done  20 in 2025.  2 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • SuperSavingD
    SuperSavingD Posts: 653 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Hi All

    Can I please join this challenge? I need to focus on making small savings to PAD off the debt, starting with my cc.

    Made a £5.00 PAD today.

    Going to try so hard this year to improve my spending and reduce debt figures as they total £28,878.94, I want this cleared so I can sleep better. I am also building up and EF separately.
  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Evening all. 

    £5.84 to Virgin CC today. 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • Keedie
    Keedie Posts: 3,072 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Welcome to all the newbies, it's great that you're joining us. And for those of you who have not managed to PAD as yet, don't stress it, once you have things in order you can PAD as much or as little as you want.

    Thanks for volunteering to be counter upper @angelicious and @LittleMissDetermined. LMD can you do February 2026 and Angelicious you do March 2026?

    Thanks, x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • AntoMac
    AntoMac Posts: 3,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £5 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    £20 today please

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
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