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Payment a Day - Chapter 2026
Comments
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My first PAD of February is £12
Thanks for counting up this month LMD
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
Thanks @LittleMissDetermined for confirming as counter upper, and that is a whopper of a PAD to start the month with!
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)1 -
Morning All,
The total PAD for 31 January 2026 was £366.07
As we close the month, remember…
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)4 -
My total for February £140.38
M 99p
T £1.16
W £1.49
T £1.00
F £1.20
S £47.02
This will all go towards my debt 💸
My first pad of February £2.24
Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.380 -
PAD for today, cc2:
£6.56
Pay Off Debts by Xmas 2026; £0 / £6201.560 -
And now for the moment we've all been waiting (well me anyways), it's been a highly successful month!
🎉 The total PAD for January 2026 was £14,569.27! 🎉
Since tracking our PADs in 2022, I can confirm that this is our best January to date…🥳.
- January 2022 = £7,812.34
- January 2023 = £13,466.30
- January 2024 = £14,372.69
- January 2025 = £10,385.64
Keep up the good work everyone 👏🏾👏🏾👏🏾
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)7 -
My PAD are £138.16 to savings and savings challenges.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)0 -
OMG!!!! 😲😲😲😲😍
#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/500
Alligator fund 50/5000 -
Hi All,
PAD today of £12.99 to the saving pots
DM x
I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: 68.93/£2500 (2.75%) 3 to 6 month emergency fund0 -
Evening!
£6.93 for me today!
Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!0
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