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Payment a Day - Chapter 2026
Comments
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Morning All,
The total PAD for 30 January 2026 was £1,312.77
If you're finding life a little tough at the moment, just remember…
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)2 -
My PAD is £25 to the career loan pot.
I keep forgetting to ask @LittleMissDetermined are you still able to be counter upper for February 2026? Thanks x
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)1 -
£3 to cc - under £2k mark now 😃
1 -
My last PAD for January is £31.
Thanks Keedie.. Should be a very good grand total for January
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
PAD for today, cc2:
£5.07
Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Morning,
£5 to cc.
2026 MFW No:23
MFiT-T7 120 -
It's the 1st of the month so a bigger one for me today
£1256.41 to various places
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60000 -
Yes I am still on for the February counter-upper duties @Keedie :)
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60000 -
£50 today to savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
£27.37 OP
£6.00 to cc
Total £33.37
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