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Payment a Day - Chapter 2026

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Comments

  • Keedie
    Keedie Posts: 3,072 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker

    Morning All,

    The total PAD for 28 January 2026 was £482.92

    image.png
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 255 Forumite
    100 Posts Name Dropper

    so chuffed! High interest cc1 now at 3000, high interest cc2 now less than 2000 and high interest cc3 less than 4000 💪🏻💪🏻

    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • DebtBustingButterfly
    DebtBustingButterfly Posts: 8 Forumite
    Photogenic First Post

    Hi!

    Lovely lump sum of £371.50 from overtime this month to pay off my smallest credit card!

  • SuperSavingD
    SuperSavingD Posts: 653 Forumite
    Sixth Anniversary 500 Posts Name Dropper

    £5 to cc today (Balance still to pay £2058). Can make a larger payment tomorrow.


    Well done ThritfyPrincess40 and DebtBustingButterfly, great payments made 😃

  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts

    Good morning

    £20 off the CC today

    Have a good day and keep warm and well


    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • SuperSavingD
    SuperSavingD Posts: 653 Forumite
    Sixth Anniversary 500 Posts Name Dropper

    Decided to round down account and make second PAD of £8.00 to cc (balance now £2050 to go)

  • AntoMac
    AntoMac Posts: 3,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £65 today please

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    Evening all!

    £4.55 for me today!

    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,380 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic

    Morning, £55 for me today

    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • AntoMac
    AntoMac Posts: 3,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £6 today please

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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