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Payment a Day - Chapter 2026
Comments
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Morning All,
The total PAD for 28 January 2026 was £482.92
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
so chuffed! High interest cc1 now at 3000, high interest cc2 now less than 2000 and high interest cc3 less than 4000 💪🏻💪🏻
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%4 -
Hi!
Lovely lump sum of £371.50 from overtime this month to pay off my smallest credit card!
3 -
£5 to cc today (Balance still to pay £2058). Can make a larger payment tomorrow.
Well done ThritfyPrincess40 and DebtBustingButterfly, great payments made 😃3 -
Good morning
£20 off the CC today
Have a good day and keep warm and well
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Decided to round down account and make second PAD of £8.00 to cc (balance now £2050 to go)
1 -
£65 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Evening all!
£4.55 for me today!
Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!1 -
Morning, £55 for me today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001 -
£6 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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