We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
365 Day 1p Challenge for 2026
Comments
-
#6 with £59:90 for January 26It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 21
-
No 13 paying feb amount £12.74 into sealed pot. Have I calculated that right?#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 11/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 4%
#cc1 200/4100 29%
#cc2 NatWest 150/3400 29%
#cc3 Halifax 0/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
#38 Just put Februarys monthly target of £12.74 in the tin.1
-
For reference, these are the totals for each month:
Jan: £004.96
Feb: £012.74
Mar: £023.25
Apr: £031.65
May: £042.16
Jun: £049.95
Jul: £061.07
Aug: £070.68
Sep: £077.55
Oct: £089.59
Nov: £095.85
Dec: £108.50
-------------------
Sum: £667.95
(I expect there's a clever way to fix the kerning, but I don't know what it is.)5 -
#11
£1.99
Total £16.54I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
1 -
Heading straight into the 2026 Monzo challenge after a successful 2025 edition. Being sensible with the £667 that I've saved by putting those funds into an account with okay interest and then hitting the 4x monzo challenge until that £667 is put into that account. Will then see how my finances are doing, but will most likely move it down to 2x and go from there!1
-
I've done the same it will be interesting to see the final figure and yes I will probably have to go down to the 2x as the months get harder to juggle. And I transferred last year's 1p challenge to a higher savings rate 😂snowspacesea said:Heading straight into the 2026 Monzo challenge after a successful 2025 edition. Being sensible with the £667 that I've saved by putting those funds into an account with okay interest and then hitting the 4x monzo challenge until that £667 is put into that account. Will then see how my finances are doing, but will most likely move it down to 2x and go from there!Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
No.12 52 week envelope challenge 2026
No.12 1p a day savings challenge 2026.0 -
#31 (just spotted I had been assigned a number
)Current balance of £70 in the account.Got a bit extra in this month so it gives me a bit of a buffer in case I can't make a later month's payment.0 -
#34 - £0.05 added to the pot
Total - £0.15
1 -
Started the 1st Jan could I have a number please

I usually have money on my revolut, mainly used when we are away, so I'm using a 3% savings account on the same revolut and transferring to it each day. I probably won't notice it until later in the year, when I might have to add to my revolut card specifically to keep up with the increasing amountsI am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.4K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


