We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

365 Day 1p Challenge for 2026

189111314

Comments

  • sonas_baby
    sonas_baby Posts: 237 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #6 with £59:90 for January 26
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • No 13 paying feb amount £12.74 into sealed pot. Have I calculated that right? 
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 11/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 4%

    #cc1 200/4100 29%
    #cc2 NatWest 150/3400 29%
    #cc3 Halifax 0/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • Portfan
    Portfan Posts: 12 Forumite
    10 Posts Photogenic
    #38 Just put Februarys monthly target of £12.74 in the tin.
  • I_Love_comps
    I_Love_comps Posts: 2,588 Senior Ambassador
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    #11 
    £1.99
    Total £16.54 
    I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators.  Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.



    My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum

    My Challenges
    Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
    Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
                               

                                                                                                                                  
  • Heading straight into the 2026 Monzo challenge after a successful 2025 edition. Being sensible with the £667 that I've saved by putting those funds into an account with okay interest and then hitting the 4x monzo challenge until that £667 is put into that account. Will then see how my finances are doing, but will most likely move it down to 2x and go from there!
  • jaxsmar
    jaxsmar Posts: 534 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Heading straight into the 2026 Monzo challenge after a successful 2025 edition. Being sensible with the £667 that I've saved by putting those funds into an account with okay interest and then hitting the 4x monzo challenge until that £667 is put into that account. Will then see how my finances are doing, but will most likely move it down to 2x and go from there!
    I've done the same it will be interesting to see the final figure and yes I will probably have to go down to the 2x as the months get harder to juggle. And I transferred last year's 1p challenge to a higher savings rate 😂 
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
    No.12 52 week envelope challenge 2026
    No.12 1p a day savings challenge 2026.
  • RozJC
    RozJC Posts: 34 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    #31 (just spotted I had been assigned a number :smile:)

    Current balance of £70 in the account.

    Got a bit extra in this month so it gives me a bit of a buffer in case I can't make a later month's payment.
  • Mowerharvey
    Mowerharvey Posts: 7 Forumite
    Photogenic First Post
    #34 - £0.05 added to the pot

    Total - £0.15
  • Glad
    Glad Posts: 18,947 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    edited 6 January at 3:12PM
    Started the 1st Jan could I have a number please :)

    I usually have money on my revolut, mainly used when we are away, so I'm using a 3% savings account on the same revolut and transferring to it each day. I probably won't notice it until later in the year, when I might have to add to my revolut card specifically to keep up with the increasing amounts
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.