We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
365 Day 1p Challenge for 2026
Comments
-
Is it the case that there is no interest gained from this investment? It's a means of simply putting money where it is kept safely for spending in 20270
-
#9 potted £7.85 this week.
2 -
#38 Just put March monthly payment of £23.25 in the tin while I had the cash in my wallet. Total now £40.95.1
-
#11
£5.31
Total Now
£47.33I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
1 -
£1.71 for me now it's starting to grow 😃😃
OD £2,500 cleared onto Money Transfer
Invested £150 into Vanguard FTSE all world
MT 0% 20 months £175.00/£2,575 (£2,400)
No. #20 - Save 1p A Day 2026 £7.80/ £667.95
No. #6 - Fiver Friday Challenge for 2026 £30/£2601 -
#21 - Moved £54.25 to my savings account to complete January's amount (reverse order)

1 -
pgs314 said:Is it the case that there is no interest gained from this investment? It's a means of simply putting money where it is kept safely for spending in 2027
It is just a way of putting money by - though many of us do gain interest by putting it directly into our own personal savings accounts.
0 -
It does not matter where you save it. Mine goes into a savings account which does earn interest. I include the interest in the amount saved. Obviously some do it in cash in a jar or tin which will not earn interest.pgs314 said:Is it the case that there is no interest gained from this investment? It's a means of simply putting money where it is kept safely for spending in 2027I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£1500
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Number 14 going slow but now saved £9.97Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,0001 -
If it's not too late I'd like to join in?
We're going away for Christmas 2026 and I'd like to have some spending money stashed away🎄
I'm doing things in reverse and want to finish by 1st December, so finishing a little early. £120 tucked away for January
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
