Judgment of claimant (default) cp plus ltd

choceye

Wish i had your knowledge coupon-mad  thanks again but im lost not a fine ? My partners scared of men will be walking through door not even  the court can add fees then  if there send bailiffs i dont know but if its not a fine its not payable in my eyes lol 

Coupon-mad

Of course it isn't a fine!

Of course no bailiffs will come knocking.

Maybe start by reading the official MSE Guide which explains the difference. It is linked at the top of the page next to the little yellow parking ticket circle.

choceye

Just spoke to the courts regarding paperwork not been sent i never received the defence paperwork the person on the phone said it was sent out on the 11th November but didn't arrive he said its royal mail have a tendency to lose post i mentioned i received the ccj default without any problem he said all maill was sent to the current address but the letter i needed to send back didn't arrive doesn’t make sense  now

Coupon-mad

choceye said:

Thnaks all your help guys my only option is to apply for a loan or ignore it i dont have any credit phones loans or anything but not one to ignore things but after reading all your comments its clear to me  there  have not sent all the letters out running up to the court date

 and ive no clue what approach to take with the letters I did receive but did reply to  each one bit still received a ccj as from the 11th of this month….if i ignore dcb legal could the fine set in court increase by the bailiffs

Like I said, if you don't use credit you can ignore it. There will be no bailiffs calling. 

choceye said:

Just spoke to the courts regarding paperwork not been sent i never received the defence paperwork the person on the phone said it was sent out on the 11th November but didn't arrive he said its royal mail have a tendency to lose post i mentioned i received the ccj default without any problem he said all maill was sent to the current address but the letter i needed to send back didn't arrive doesn’t make sense  now

You mean the Claim Form did not arrive.

choceye

Yes was told it may have been lost in the post 

choceye

Hi just checked my credit report and the ccj is already on my file it was only issued on the 11th of December there must be skint well its going to to be an eventful 6 years of letters from dcb legal which is more money wasted for them just want to thank you for all your advice its appreciated 

Nellymoser

You could try complaining to Royal Mail about court documents sent 11th Nov were not delivered to your address. This has left you with a costly CCJ by default affecting your credit usage.