Judgment of claimant (default) cp plus ltd

choceye

Update from yesterdays post I’ve spoke to the county court and its due to not replying to letter of claim which i received did reply to dcbl regarding the situation l by email and got replies and i stared id like to take my evidence towards court  due to my lack of knowledge i obviously didn’t go down the right route i was assuming id hear from the courts with a response letters etc i was offered to set aside or  pay in full by the court I’m lost  to my next move i just dont have the funds to set aside i was thinking of ringing dcbl and trying to arrange a payment plan or a reduction to resolve again thanks for all your advice yesterday its appreciated 

Gr1pr

I think that you mean that you spoke to the CNBC in Northampton,  not the county court  ( different addresses. )

The Letter of Claim stage was irrelevant,  nothing to do with this, the claimant or their lawyers would have sent it, regardless of which you can respond or ignore 

Its a Money Claim that you may have ignored  an N1SDT claim pack from the CNBC in Northampton using MCOL,  that should never bigd, otherwise you get a default CCJ,  which may have happened here


If its not paid in full by the 4 week deadline, to DCB Legal,  then the CCJ is recorded, affecting you for the next 6 years , via your credit file 

Umkomaas

And a payment plan won’t stop the devastating effect on your credit rating for the next six years. Do everything you can to pay this off in full. Chances of a set aside after ignoring a claim form are remote, and even if successful, the £313 fee is on you. Then you’d have to defend the claim. 

£324, paid to DCB Legal by the court deadline (do not miss this), will clear everything. 

choceye

Thanks for giving an insight to whats Must of been the letter earlier then was was demanding £170 i only  replied to the letter what said along  lines if ignore legal proceedings will occur cant imagine how many ppl have to deal with this who like myself know very  little about anything really lol but it looks like im in a pit now ppl say say ignore its not in my nature but by reading the forum theres alot in same situation but definitely haven't  got the £324 for dcbl some christmas 

choceye

Thanks for your advice whi  i ring to pay dcbl or the court   if i was to be  stubborn because i know myself  ive got proof and didnt pay will bailiffs barge in my home  sating this as the court said ive already got the ccj from the 11th of december but she didnt mention i had 30 days to keep ccj off said ive to pay today or pay for set aside really is hardwork these private parking companies cheers guys  

Umkomaas

i was thinking of ringing dcbl and trying to arrange a payment plan or a reduction to resolve again thanks for all your advice yesterday its appreciated  

That may be a possibility. @ChirpyChicken has some knowledge on this front, so hopefully he will see my tag and offer some comment. 

Gr1pr

Definitely do not pay DCBL, its DCB LEGAL that you contact 

The CCJ is less than the £600 bailiffs threshold, so no bailiffs will call

choceye

Thanks for your advice guys  will the court cost increase ive just been told by a colleague that ignore them all the courts the lot if im not  using a credit to pay for things like my phone mortgage etc but its the inconvenience of men at my door or trying to take my car wont i cant cope with cheers 

Le_Kirk

Maybe your colleague will offer to pay when/if it all goes pear shaped! Not saying it will but it's not just things like credit that is affected but trying to buy a new phone or renewing your broadband contract or car insurance where will be forced to pay higher premiums.  The court costs are now fixed but if the claimant chooses to use a recovery agent, they could add their fees. 

choceye

When  people are notn  in the situation themselves are always full off advice but ur right  there wouldnt dream of paying for me the systems a joke but ill just have to ride the storm  or try gather the funds together