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Pay ALL Your Debt Off By Xmas 2026!

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Comments

  • SuperSavingD
    SuperSavingD Posts: 695 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    #5 Another £10 off the cc.

    Now 20/2200
  • debtfreein26
    debtfreein26 Posts: 22 Forumite
    10 Posts Photogenic
    Just done an account switch, so hopefully that money will count towards things. Do you count the money when you receive it or when you actually get it? I also used quidco to renew my insurances this year, so hopefully I'll have a bit of cashback in the next six months :lol:
    Pay off by xmas 2026/2026 PAD - £1278.83/£7959.74
    Make £2026 - £230.97

    CC1 - £1158.75/£5617.72
    CC2 - £120.08/£2432.02
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    I add it as I pay it off the debts. 
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 4 January at 10:32PM
    £100 that's brilliant!!  Yes prolific deffo my favorite, I'll only use a handful of survey sites these days.  Y.live, prolific, yougov, and just joined pinecone as people seem to say it is good, need to find a couple more that are bearable without the screenouts and shennanigans!
    I think this needs to be my thing for 2026! How do I get started on these survey sites? Do you just join up online? Any tips? 
    Also just quick screenshot of what survey apps I use 




     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    This was from last year. I only signed up a few months into the year and kept forgetting about it.


     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • They all help I use mygov but stopped using a few of these because the money is bobbing or they want to pay in vouchers. Babysitting is a good earner for me at £15 an hour usually £45 or £50 it's a regular £200 a month.
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
    NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,000
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    Another £20 off the CC today 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • 2sonmum
    2sonmum Posts: 57 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Hi, 

    Hopefully not too late to join the challenge.  I have £31504 to pay off and really would like to go for clearing it this year
    #025 Sealed pot challenge 

  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 6 January at 9:50PM
    2sonmum said:
    Hi, 

    Hopefully not too late to join the challenge.  I have £31504 to pay off and really would like to go for clearing it this year
    Ouch, that is going to be painful! Keeping everything crossed for you. 
    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, getting laptop out shortly and will update!

     2sonmum said:
    Hi, 

    Hopefully not too late to join the challenge.  I have £31504 to pay off and really would like to go for clearing it this year
    Good luck, cheering you along x
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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