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Dazzling December's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 December 2025 at 5:52PM
    Shiny new January thread up and running here :):)

    @CrazyBee787 welcome back, good to see you back here :) xx hope you had a good Christmas! :)
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January targets

    AuntieL 15
    beanielou 19
    cathybird 15
    CrazyBee787 15
    Dizzycap 20
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    leftatthetrafficlights 15
    LittleMissDetermined 15
    Pinkpieuni 10
    QueenJess 15
    short bird 18
    ThriftyPrincess40 20
    VickyA 2 15
    Wanna Bee Free 10


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • KajiKita
    KajiKita Posts: 9,978 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,799 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    cathybird said:
    Shiny new January thread up and running here :):)

    @CrazyBee787 welcome back, good to see you back here :) xx hope you had a good Christmas! :)
    Thanks @cathybird probably best not to mention Christmas, thanks for having me back. I hope you have had a nice time? All the best, CrazyXX
  • One for today.
    Current No Spend Challenge: 11/13
    2025 No Spend Days: 49/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 December 2025 at 11:19AM
    December 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    December targets


    AuntieL 16/15  image  image  image   image  image  image


    beanielou 24/19  image  image  image   image  image  image  image


    cathybird 22/15  image  image  image   image  image  image  image


    Dizzycap 26/20  image  image  image   image  image  image  image


    InDebtEnby 12/13  image  image  image  


    KajiKita 19/18  image  image  image   image  image  image


    laurenh1 5/18  image  image 


    leftatthetrafficlights 18/15  image  image  image   image  image  image


    LittleMissDetermined 20/15  image  image  image   image  image  image  image


    Pinkpieuni 10/10  image  image  image   image 


    Prodigal50 10 


    QueenJess 15 


    short bird 18  


    ThriftyPrincess40 20/20  image  image  image   image  image  image 


    VickyA 2 12/15   image  image  image  



    To see the updated results for December on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @CrazyBee787 I had a very cosy and peaceful Christmas, thank you :)
  • Dizzycap
    Dizzycap Posts: 1,799 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 29 December 2025 at 4:50AM
    It's a Monday Spendy day with a food top up shop delivery & HH essentials delivery, so staying at 26/20. Hopefully very few spends in January  ;) See you all on the new shiny January Thread  <3 Happy New year to all xxx
    ~ NSD 2026 Challenge April 21/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • CrazyBee787
    CrazyBee787 Posts: 1,799 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    cathybird said:
    @CrazyBee787 I had a very cosy and peaceful Christmas, thank you :)
    I am soo glad you had a nice time ❤️💕❤️
  • Nsd Monday. It has been quite difficult not to spend this month due to school holidays, but  glad to reach my target.

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

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