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Dazzling December's No-Spend Days Challenge!
Comments
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Shiny new January thread up and running here
@[Deleted User] welcome back, good to see you back here xx hope you had a good Christmas! 2 -
January targetsAuntieL 15beanielou 19cathybird 15CrazyBee787 15Dizzycap 20InDebtEnby 13KajiKita 20laurenh1 18leftatthetrafficlights 15LittleMissDetermined 15Pinkpieuni 10QueenJess 15short bird 18ThriftyPrincess40 20VickyA 2 15Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞1
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NSD Sunday here 😊
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 57 books of target 52 in 2026 as @ 8th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Thanks @cathybird probably best not to mention Christmas, thanks for having me back. I hope you have had a nice time? All the best, CrazyXXcathybird said:Shiny new January thread up and running here
@[Deleted User] welcome back, good to see you back here xx hope you had a good Christmas! 1 -
One for today.
Current No Spend Challenge: 2/13
2025 No Spend Days: 96/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
December 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 16/15
beanielou 24/19
cathybird 22/15
Dizzycap 26/20
InDebtEnby 12/13
KajiKita 19/18
laurenh1 5/18
leftatthetrafficlights 18/15
LittleMissDetermined 20/15
Pinkpieuni 10/10
Prodigal50 10QueenJess 15short bird 18ThriftyPrincess40 20/20
VickyA 2 12/15
To see the updated results for December on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
@[Deleted User] I had a very cosy and peaceful Christmas, thank you 1
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It's a Monday Spendy day with a food top up shop delivery & HH essentials delivery, so staying at 26/20. Hopefully very few spends in January
See you all on the new shiny January Thread 
Happy New year to all xxx --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'2 -
I am soo glad you had a nice time ❤️💕❤️cathybird said:@[Deleted User] I had a very cosy and peaceful Christmas, thank you1 -
Nsd Monday. It has been quite difficult not to spend this month due to school holidays, but glad to reach my target.
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
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