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Dazzling December's No-Spend Days Challenge!
Comments
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Shiny new January thread up and running here


@CrazyBee787 welcome back, good to see you back here
xx hope you had a good Christmas!
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January targetsAuntieL 15beanielou 19cathybird 15CrazyBee787 15Dizzycap 20InDebtEnby 13KajiKita 20laurenh1 18leftatthetrafficlights 15LittleMissDetermined 15Pinkpieuni 10QueenJess 15short bird 18ThriftyPrincess40 20VickyA 2 15Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞1
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NSD Sunday here 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Thanks @cathybird probably best not to mention Christmas, thanks for having me back. I hope you have had a nice time? All the best, CrazyXXcathybird said:Shiny new January thread up and running here

@CrazyBee787 welcome back, good to see you back here
xx hope you had a good Christmas!
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One for today.
Current No Spend Challenge: 11/13
2025 No Spend Days: 49/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
December 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 16/15
beanielou 24/19
cathybird 22/15
Dizzycap 26/20
InDebtEnby 12/13
KajiKita 19/18
laurenh1 5/18
leftatthetrafficlights 18/15
LittleMissDetermined 20/15
Pinkpieuni 10/10
Prodigal50 10QueenJess 15short bird 18ThriftyPrincess40 20/20
VickyA 2 12/15
To see the updated results for December on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
@CrazyBee787 I had a very cosy and peaceful Christmas, thank you
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It's a Monday Spendy day with a food top up shop delivery & HH essentials delivery, so staying at 26/20. Hopefully very few spends in January
See you all on the new shiny January Thread
Happy New year to all xxx # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2 -
I am soo glad you had a nice time ❤️💕❤️cathybird said:@CrazyBee787 I had a very cosy and peaceful Christmas, thank you
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Nsd Monday. It has been quite difficult not to spend this month due to school holidays, but glad to reach my target.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £14,031.82/£29,000, MF target May 2026, current mortgage balance - £14,582.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
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