We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Parcel gone missing from doorstep
Comments
-
TBH. Would guess at a chargeback 1st, While they say they have proof of delivery is a slam dunk rejection. Given retailers location they may not contest & would be most unlikely to go via UK court to claim.RomfordNavy said:
Have already made a claim with credit card provider but don't know whether they are treating that as a Section 75 or a Chargeback. Should I phone them to check?Okell said:
I would advise that you emphasise to them that it's a s75 claim and not a chargeback.
Only issue would be over 3 months ago, although any contact within 120 days could bring it back in time.
If that fails then the process should be to look at S75.
So what did you provide to your CC?Life in the slow lane0 -
Just spoken to them and they tell me it is being handled as a Section 75 Chargeback.A_Geordie said:Sure you must know what sort of claim you made with the card provider? Chargeback and s75 are two entirely different processes together with different rights and consequences.0 -
Well, that's about the least helpful comment the CC staff could give and indicates that whoever said that also did not understand the difference. "Chargeback" is one process (voluntary code of practice) and "S75" is another process (legal obligation).RomfordNavy said:
Just spoken to them and they tell me it is being handled as a Section 75 Chargeback.A_Geordie said:Sure you must know what sort of claim you made with the card provider? Chargeback and s75 are two entirely different processes together with different rights and consequences.1 -
To be fair, the term 'chargeback' (or perhaps 'charge back' here) isn't necessarily always being used in the strict defined term sense, so is likely to be an amplification of 'section 75' when used conversationally like that, but yes, those familiar with both terms should be clear when seeking to distinguish between them.Grumpy_chap said:
Well, that's about the least helpful comment the CC staff could give and indicates that whoever said that also did not understand the difference. "Chargeback" is one process (voluntary code of practice) and "S75" is another process (legal obligation).RomfordNavy said:
Just spoken to them and they tell me it is being handled as a Section 75 Chargeback.A_Geordie said:Sure you must know what sort of claim you made with the card provider? Chargeback and s75 are two entirely different processes together with different rights and consequences.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
