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  • South_coast
    South_coast Posts: 6,653 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    P.S. Hope today improves, and a day off tomorrow sounds great 😀

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Jessy103
    Jessy103 Posts: 2,798 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    Thanks SC, it is something me and DH were discussing because ideally it should be 15% of your earnings every month going into retirement, so we were thinking a long those lines. 🙂

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • Jessy103
    Jessy103 Posts: 2,798 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • Morning Jessy, I had an awful night last night too..am grumpy and tired today.

    DH is looking into sipps too. Aside from hearing the word on here I don't know anything about it. And my pension is minimal, I'll be getting nothing when I get to that age as stayed home with kids most of my adult life and only done part time jobs 😌. Well done for thinking about it now whilst you're a bit younger than me!

    Emergency Fund - £1000 
    Baby cash emergency fund £210/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 24/24

  • Hope you are feeling better. We have a strip of grass the other side of our wall that people just let their dogs go on and don’t clear up it’s so annoying.

    2026 Decluttering 6861⭐️⭐️⭐️⭐️⭐️
    2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • Jessy103
    Jessy103 Posts: 2,798 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • Jessy103
    Jessy103 Posts: 2,798 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    I can imagine! As a dog owner it really riles me up because I always pick up after my dogs!

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • Hi @Jessy103 just caught up on your thread.

    Great news about your new, and happy customers 😊

    Really glad Dog 1 is much better.

    Has your moms new medication arrived yet? I hope it makes a difference.

    CK x

    Current Balance £6000
    MFW 2026 #31 £17000 / £23,000 OP
    MFIT - T7  

    Property Fund £13,800 / £15,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £402.30 / £365 (12/07/26)

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Jessy103
    Jessy103 Posts: 2,798 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    Thanks CK x Unfortunately, no change with mum on her new medication yet 😔 The doctor has told her to take it for 8 weeks before going back for a check up. Still keeping fingers crossed 🤞

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
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