Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Nifty November's No-Spend Days challenge!
Comments
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An early call for today, number 16.1
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NSD Wednesday 😁 No plans to spend todayMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
November 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 12/18
beanielou 17/19
BogStandardBob 4/12
cathybird 12/15
Changeyourlife25 10Crazybee787 5/12
Dizzycap 16/15
doingitanyway 1/12
Doris17 6/15
InDebtEnby 6/13
KajiKita 15/20
laurenh1 16/18
leftatthetrafficlights 14/15
LittleMissDetermined 11/12
Pinkpieuni 6/10
Prodigal50 10QueenJess 15short bird 18VickyA 2 4/15woodyemm 10To see the updated results for November on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
It’s one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
NSD Wednesday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not today treats from the bakery XX1
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