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Nifty November's No-Spend Days challenge!

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Comments

  • KajiKita
    KajiKita Posts: 8,679 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Monday here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,927 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 November at 5:04PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 11/18  image  image  image  

    beanielou 17/19  image  image  image   image 

    BogStandardBob 4/12  image 

    cathybird 11/15  image  image  image  

    Changeyourlife25 10 

    Crazybee787 5/12  image  image 

    Dizzycap 16/15  image  image  image   image  image  image

    doingitanyway 1/12  image 

    Doris17 6/15  image  image 

    InDebtEnby 6/13  image  image 

    KajiKita 14/20  image  image  image  

    laurenh1 15/18  image  image  image   image 

    leftatthetrafficlights 14/15  image  image  image  

    LittleMissDetermined 10/12  image  image  image  

    Pinkpieuni 6/10  image  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 4/15  

    woodyemm 10  


    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,288 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    A very early call for a 15/15 NSD Tuesday  :D I have a couple of appointments but no required or intended purchases  ;)
    ~ NSD 2025 - NSD November 16/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1698.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • beanielou
    beanielou Posts: 97,051 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,049 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 15 today please CB!
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,221 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    14 for me today please 😁
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    Nov GC: £41.46/£350

    DNF: 1/45

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • CrazyBee787
    CrazyBee787 Posts: 1,336 Forumite
    1,000 Posts Name Dropper Photogenic
    I bought chocolate last night but it is a no spend day today so staying on 5/12, Thank you @cathybird XX
  • KajiKita
    KajiKita Posts: 8,679 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Another one here today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,288 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Very early call for a 16/15 very cold NSD Wednesday!  :/:#
    ~ NSD 2025 - NSD November 16/15 (11 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1698.68 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
  • beanielou
    beanielou Posts: 97,051 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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