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Nifty November's No-Spend Days challenge!

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Comments

  • laurenh1
    laurenh1 Posts: 1,059 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please,hoping for a spend free weekend as I have no plans xx
  • Pinkpieuni
    Pinkpieuni Posts: 207 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - Dec 9/10

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000

    Mortgage @ Jan 2025 £75,600-Current bal £29,851.26 Target  MF - Jun 26, 187 days away.


    2026 Challenges

    NSD - January 

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • cathybird
    cathybird Posts: 16,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 November at 9:46PM
    November 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    November targets


    AuntieL 5/18  image  image 

    beanielou 6/19  image  image 

    BogStandardBob 2/12  image 

    cathybird 3/15  image 

    Changeyourlife25 10 

    Crazybee787 3/12  image 

    Dizzycap 7/15  image  image 

    doingitanyway 1/12  image 

    Doris17 4/15  image 

    InDebtEnby 3/13  image 

    KajiKita 5/20  image  image 

    laurenh1 7/18  image  image 

    leftatthetrafficlights 6/15  image  image 

    LittleMissDetermined 6/12  image  image 

    Pinkpieuni 4/10  image 

    Prodigal50 10 

    QueenJess 15 

    short bird 18  

    VickyA 2 15  

    woodyemm 10  


    To see the updated results for November on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 1,402 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today I paid for verification check on spare room XX
  • KajiKita
    KajiKita Posts: 9,022 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today. 
    Got fed up with a worn out house mat, broken inner trays for my air fryer, a broken handle on my laundry basket and worn out tea towel holders, so rectified the situation … 😉

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2025, as @ 24th December 
    Produce tracker: £453 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,377 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Very early call for a 7/15 NSD Saturday  :D It's going to be a NSD weekend  <3
    ~ NSD 2026 - NSD January 0/20 (1)
    # Spectos/Royal Mail Monitoring and Posting Panel 2026 - On Rest
    # No.36 Make £2026 in 2026 £0 / £2026 (1)
    # No.12 Save £2 a Day 2026 £0 / £730 (1)
    # No.2 Save 1p A Day 2026 £0 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £0 / £1378 (1)
    # No.4 Save £12k in 2026 £0 / £12,000 (1)
    # No.16 Sealed (Christmas) Pot Challenge 19 - 2026 - 24/12/25 - 24/10 2026 £50+ / £400 (1)
  • laurenh1
    laurenh1 Posts: 1,059 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    An early call today, no plans to go anywhere just staying in & cleaning 🙃  
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,296 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    6 for me yesterday - not sure about today yet as I don't have plans but not sure if dh wants to do anything 🤔 

    I did spend on Thursday on my day out with dd but an awful lot less than I usually do so that was a bit of a win! 🙌 

    I'm definitely going to try to have a spend free week as I'm away next weekend and it's going to be an expensive one!! 😳🤦‍♀️ 
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £0/£100
    DNF: £0/£6700
    Garden sections: 0/21

    DNF: 3/45

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,104 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's a NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • AuntieL
    AuntieL Posts: 457 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD Friday and Saturday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    December 2025 NSD Challenge 1/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £93,038.66 (10years 5months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = /£1000
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