Knocking years off the mortgage…that’s the goal!

Sammie_1985

Not feeling very MSE at the moment! 

Bought DS3’s final Christmas present today, a TV from curry’s. Picked up a tv bracket for the wall too, hubby will fit that over the Christmas holiday. 

Went and got the car washed afterwards and hubby wanted to show me his new van he’s picking up next week (see really not MSE at the mo!) unfortunately his van is on its way out, he’s a tradie and does a LOT of miles and has definitely got his moneys worth out of, now old, van! He’s spent quite a bit on his van this year and still having problems so it was time to say goodbye. 

New van is £450 a month 😱 for 5 years but no balloon payment at the end and he’s put down a big deposit. Luckily it all gets paid from his business account and he can claim back the VAT. 

Feel like I’m cracking on with the Christmas shopping now and nearing the end. Suppose it won’t be until January that normality finally resumes money wise though! 

Sammie_1985

Mortgage direct debit has come out this morning. Now sitting at £190,332.65. No overpayments made yet as hubby needs to transfer what he wants to pay to me first but not long until we are in the £180’s. 😀 

Sammie_1985

Back from dropping DS2 at uni and then popped to a$di, spent £86.97, which included 4x Buck’s Fizz for Christmas and a bottle of advocaat. Just need to buy some beers and lemonade for Christmas drinks now. We already have 24 cans of fizzy which I am NOT letting anyone crack into no matter how much they protest! 

£300 sent to savings.