The Cashback for Bank or Investment Accounts Discussion Thread

pv27uk

https://forums.moneysavingexpert.com/discussion/comment/81979346#Comment_81979346

Is it to do with what you invested in? (I.e. purchasing individual shares rather than a UK ETF?)

I invested just over £50 in an ETF, and it felt like I had to set up a monthly subscription to WeBull Meridian (for £0.01 a month..) to have access to any of those, or at least the ones I was looking at.

Straight after that investment, I was able to apply the £50 credit to that order. It'll take up to 10 business days to be paid into my WeBull account.

Mamma2004

https://forums.moneysavingexpert.com/discussion/comment/81979346#Comment_81979346

I got the same thing and asked ChatGPT:

🧠 What it’s telling you

👉 You cannot just redeem the voucher

You must:

Place a UK ETF trade first

Wait for it to be successfully filled

THEN the £50 is applied as a credit

⚠️ Key implication

👉 You need to use your own cash first

Then:

👉 the £50 comes back after

🎯 Best way to use this (for YOU)

Step 1

👉 Buy a UK-listed ETF (~£50–£60)

Important:

must be UK ETF (LSE listed)

ideally GBP-denominated (to avoid FX fees)

Step 2

👉 After it fills → redeem voucher

👉 You’ll get ~£50 credited back

On further investigation, you can only buy 2 ETFs without signing up for Meridien: ETFLF or HSUS.

I have successfully placed a £50 trade for HSUS and then subsequently redeemed the voucher. The voucher has applied to my buy order.

Dizzycap

Cahoot account application Cashback from December applications, has finally cleared and is payable by 'Bank Transfer' via TopCashBack.

I've got 2 more Cahoot account 'confirmed' for January, which have yet to become payable via TCB - Hopefully, sometime next month.

winkowinko

@Dizzycap how many have you applied for/tracked successfully for?

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81980704#Comment_81980704

@winkowinko - I applied for 5. 3 in December & 2 in January, and all tracked sucessfully - 3 were payable today;December and the remaining 2 which were confirmed 5 weeks ago; January, are awaiting payout. Average payable Cashback for Cahoot seems to be around 4-6 months. Santander is much faster……

winkowinko

Nice. I only did 2, but with hindsight, I should have chanced my arm with more.

granta

Scottish Friendly ISA via TopCashback

I'm thinking of going for this but can't see the My MoneyBuilder Select ISA on Scottish Friendly's website. Has it been renamed to the My Easy Choice ISA?

And do you have to go for one of their managed funds or can you DIY?

The charges seem high but getting £315 cashback on a £100 month contribution seems to be the sweet spot, and hoping I can exit after 7-8 months (post payout).

Would welcome heating anyone's experiences if they have opted for this

Greenoz

https://forums.moneysavingexpert.com/discussion/comment/81984914#Comment_81984914

I was also confused by this. I think the My MoneyBuilder Select ISA is now the My Choice ISA which is their DIY option, but not sure how much choice you actually get on different funds. The My Easy Choice ISA is a separate option on TCB (there is also one for the My Climate Leader Choice ISA) and I decided to go with that, you get no choice of funds with that.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81985055#Comment_81985055

For a no choice at all ISA you could have a look at the Shepherds Friendly Investment ISA, same amount of cashback (Quidco & TCB) - around Xmas payout.

Greenoz

https://forums.moneysavingexpert.com/discussion/comment/81985063#Comment_81985063

Yes I've done that one as well, hopefully £630 for the 2 of them in about 6 months.