Santander Amazon opening offer x2

grandadgolfer

danny13579 said:

SickGroove said:

I use Amazon lots so could I just buy 30 x £5 gift cards to qualify? 

Yes, that would be fine.

Is this a confirmed way that definitely works 

friolento

grandadgolfer said:

danny13579 said:

SickGroove said:

I use Amazon lots so could I just buy 30 x £5 gift cards to qualify? 

Yes, that would be fine.

Is this a confirmed way that definitely works 

You can definitely top up your Amazon gift card with a Santander debit card. Whether Santander will count it as a valid purchase, nobody can tell yet. It's worked alright for some other banks, so chances are it might also be ok for Santander. Your safe bet are 30 bananas, definitely.

danny13579

grandadgolfer said:

Is this a confirmed way that definitely works 

It's an Amazon purchase.

danny13579

moneytorques said:

For a £100 voucher, I dont understand why so many people are risk adverse to buying 30x1 bananas over 60 days!

Not sure it's risk aversion. Maybe more feeling a bit awkward. Really, you just need to be prepared before you go to the checkout. Have your bananas, carrots, onions, apples etc. all individually weighed with a barcoded sticker on each one. Go to a big supermarket with loads of self checkouts at a quieter time of day, not a little convenience store with maybe one or two of them, where you may cause a bottleneck.

At checkout place a reusable bag on the floor, scan one of your items and pay using the debit card. Then place the item in the bag on the floor. This is to prevent repeated "unexpected item in baggage area" messages and a staff member having to keep coming over to clear it. Rinse and repeat.

Once you're not causing delays the checkout staff don't care.

TheMod1

s71hj said:

TheMod1 said:

wmb194 said:

TheMod1 said:

s71hj said:

TheMod1 said:

trickydicky14 said:

TheMod1 said:

Nice will apply via topcashback for an extra £20 cashback and go for the free everyday current account.

Then will make 30 x £1 payments to my Premium Bonds

I hope you are sure paying to your premium bonds will work, others have reservations on that one. It may well have to be purchases and not just transfers.

It has worked before as still classed as a purchase, also could use it to pay off my credit card as Be Clever With Your Cash have suggested

Have Santander had this offer before and it's worked? I know it did with TSB and Halifax Reward in terms of meeting their criteria but  eg Chase are much more tightly defined 

The T&Cs just state the below, seems like any transaction paid by debit card so premium bonds appears to be fine.

A debit card transaction includes any card purchase (including contactless, physical and online purchases) in any currency. Transfers and payments made by direct debit are not included.

A transfer to bank isn't a purchase, though.

Edit: NS&I appears to sometimes slip through the cracks as IIRC its MCC classifies it as, "government services" and not a bank transfer.

Yeah that's the point NS&I is not classed as a transfer to a bank it is classed as "Government services not classed elsewhere," hence a purchase.

Is payments to Skipton, Hanley BS etc classed as the same? 

I'm not sure about them as I don't bank with them. I would think they would be a transfer to a bank.

Do a test £1 payment via debit card and check the transaction details in your banking app and it should state what it is classes as.

friolento

TheMod1 said:

s71hj said:

TheMod1 said:

wmb194 said:

TheMod1 said:

s71hj said:

TheMod1 said:

trickydicky14 said:

TheMod1 said:

Nice will apply via topcashback for an extra £20 cashback and go for the free everyday current account.

Then will make 30 x £1 payments to my Premium Bonds

I hope you are sure paying to your premium bonds will work, others have reservations on that one. It may well have to be purchases and not just transfers.

It has worked before as still classed as a purchase, also could use it to pay off my credit card as Be Clever With Your Cash have suggested

Have Santander had this offer before and it's worked? I know it did with TSB and Halifax Reward in terms of meeting their criteria but  eg Chase are much more tightly defined 

The T&Cs just state the below, seems like any transaction paid by debit card so premium bonds appears to be fine.

A debit card transaction includes any card purchase (including contactless, physical and online purchases) in any currency. Transfers and payments made by direct debit are not included.

A transfer to bank isn't a purchase, though.

Edit: NS&I appears to sometimes slip through the cracks as IIRC its MCC classifies it as, "government services" and not a bank transfer.

Yeah that's the point NS&I is not classed as a transfer to a bank it is classed as "Government services not classed elsewhere," hence a purchase.

Is payments to Skipton, Hanley BS etc classed as the same? 

I'm not sure about them as I don't bank with them. I would think they would be a transfer to a bank.

Do a test £1 payment via debit card and check the transaction details in your banking app and it should state what it is classes as.

I don't believe your Santander transaction list will state what they treat it as, or list the Merchant Code. Not that we know which Merchant Codes are eligible.......

Buying singleton bananas / apples / pears / bottles of water etc etc is a safe bet, and nobody ever blinks an eyelid when I routinely do this on the slef checkouts in Aldi or Waitrose or COOP after I have finished my daily gym session. 

WLewer98

What about adding the card to PayPal and then doing 30 x £1 payments via 'friends & family'? That could qualify?

TheMod1

friolento said:

TheMod1 said:

s71hj said:

TheMod1 said:

wmb194 said:

TheMod1 said:

s71hj said:

TheMod1 said:

trickydicky14 said:

TheMod1 said:

Nice will apply via topcashback for an extra £20 cashback and go for the free everyday current account.

Then will make 30 x £1 payments to my Premium Bonds

I hope you are sure paying to your premium bonds will work, others have reservations on that one. It may well have to be purchases and not just transfers.

It has worked before as still classed as a purchase, also could use it to pay off my credit card as Be Clever With Your Cash have suggested

Have Santander had this offer before and it's worked? I know it did with TSB and Halifax Reward in terms of meeting their criteria but  eg Chase are much more tightly defined 

The T&Cs just state the below, seems like any transaction paid by debit card so premium bonds appears to be fine.

A debit card transaction includes any card purchase (including contactless, physical and online purchases) in any currency. Transfers and payments made by direct debit are not included.

A transfer to bank isn't a purchase, though.

Edit: NS&I appears to sometimes slip through the cracks as IIRC its MCC classifies it as, "government services" and not a bank transfer.

Yeah that's the point NS&I is not classed as a transfer to a bank it is classed as "Government services not classed elsewhere," hence a purchase.

Is payments to Skipton, Hanley BS etc classed as the same? 

I'm not sure about them as I don't bank with them. I would think they would be a transfer to a bank.

Do a test £1 payment via debit card and check the transaction details in your banking app and it should state what it is classes as.

I don't believe your Santander transaction list will state what they treat it as, or list the Merchant Code. Not that we know which Merchant Codes are eligible.......

Buying singleton bananas / apples / pears / bottles of water etc etc is a safe bet, and nobody ever blinks an eyelid when I routinely do this on the slef checkouts in Aldi or Waitrose or COOP after I have finished my daily gym session. 

If Santander doesn't show it then you can use another bank and check the transaction. The Merchant Code is fixed and doesn't change based on what bank you use.

friolento

TheMod1 said:

friolento said:

TheMod1 said:

s71hj said:

TheMod1 said:

wmb194 said:

TheMod1 said:

s71hj said:

TheMod1 said:

trickydicky14 said:

TheMod1 said:

Nice will apply via topcashback for an extra £20 cashback and go for the free everyday current account.

Then will make 30 x £1 payments to my Premium Bonds

I hope you are sure paying to your premium bonds will work, others have reservations on that one. It may well have to be purchases and not just transfers.

It has worked before as still classed as a purchase, also could use it to pay off my credit card as Be Clever With Your Cash have suggested

Have Santander had this offer before and it's worked? I know it did with TSB and Halifax Reward in terms of meeting their criteria but  eg Chase are much more tightly defined 

The T&Cs just state the below, seems like any transaction paid by debit card so premium bonds appears to be fine.

A debit card transaction includes any card purchase (including contactless, physical and online purchases) in any currency. Transfers and payments made by direct debit are not included.

A transfer to bank isn't a purchase, though.

Edit: NS&I appears to sometimes slip through the cracks as IIRC its MCC classifies it as, "government services" and not a bank transfer.

Yeah that's the point NS&I is not classed as a transfer to a bank it is classed as "Government services not classed elsewhere," hence a purchase.

Is payments to Skipton, Hanley BS etc classed as the same? 

I'm not sure about them as I don't bank with them. I would think they would be a transfer to a bank.

Do a test £1 payment via debit card and check the transaction details in your banking app and it should state what it is classes as.

I don't believe your Santander transaction list will state what they treat it as, or list the Merchant Code. Not that we know which Merchant Codes are eligible.......

Buying singleton bananas / apples / pears / bottles of water etc etc is a safe bet, and nobody ever blinks an eyelid when I routinely do this on the slef checkouts in Aldi or Waitrose or COOP after I have finished my daily gym session. 

If Santander doesn't show it then you can use another bank and check the transaction. The Merchant Code is fixed and doesn't change based on what bank you use.

Which bank would you recommend for this?

TheMod1

friolento said:

TheMod1 said:

friolento said:

TheMod1 said:

s71hj said:

TheMod1 said:

wmb194 said:

TheMod1 said:

s71hj said:

TheMod1 said:

trickydicky14 said:

TheMod1 said:

Nice will apply via topcashback for an extra £20 cashback and go for the free everyday current account.

Then will make 30 x £1 payments to my Premium Bonds

I hope you are sure paying to your premium bonds will work, others have reservations on that one. It may well have to be purchases and not just transfers.

It has worked before as still classed as a purchase, also could use it to pay off my credit card as Be Clever With Your Cash have suggested

Have Santander had this offer before and it's worked? I know it did with TSB and Halifax Reward in terms of meeting their criteria but  eg Chase are much more tightly defined 

The T&Cs just state the below, seems like any transaction paid by debit card so premium bonds appears to be fine.

A debit card transaction includes any card purchase (including contactless, physical and online purchases) in any currency. Transfers and payments made by direct debit are not included.

A transfer to bank isn't a purchase, though.

Edit: NS&I appears to sometimes slip through the cracks as IIRC its MCC classifies it as, "government services" and not a bank transfer.

Yeah that's the point NS&I is not classed as a transfer to a bank it is classed as "Government services not classed elsewhere," hence a purchase.

Is payments to Skipton, Hanley BS etc classed as the same? 

I'm not sure about them as I don't bank with them. I would think they would be a transfer to a bank.

Do a test £1 payment via debit card and check the transaction details in your banking app and it should state what it is classes as.

I don't believe your Santander transaction list will state what they treat it as, or list the Merchant Code. Not that we know which Merchant Codes are eligible.......

Buying singleton bananas / apples / pears / bottles of water etc etc is a safe bet, and nobody ever blinks an eyelid when I routinely do this on the slef checkouts in Aldi or Waitrose or COOP after I have finished my daily gym session. 

If Santander doesn't show it then you can use another bank and check the transaction. The Merchant Code is fixed and doesn't change based on what bank you use.

Which bank would you recommend for this?

Who do you bank with?