We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Thank god we paid the mortgage off
Comments
-
Actually, Greying is right, I remember making the exact same mistake when I first used a self service till (however many years ago it was … 🤷♀️).
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Ooh… a victim… do you want to buy my kitchen 😎?
At least if was only bags Mr 🐞made a mistake about. It might be worth him going to the CS desk next time and explaining his mistake and seeing whether they’ll refund him (unlikely) and pointing out that the instructions are confusing. I had (at least) three visits in a row just after a ‘premium’ BNS was introduced where my ‘basic’ one was put through as the expensive one, and ended up going to the CS desk and asking that everyone be retrained and three separate cashiers making the same mistake was clearly an issue.
Well done on the carrots. Mine gave up this year. I really struggled with the dry weather despite having irrigation set up. It’s pretty basic and clearly doesn’t suit everything.
4 -
I am sure the wording on the self serve till is totally accidental & not intended to confuse the unwary. I wonder how many of those who never check their receipts are paying for bags week after week.
5 -
Glorious day.
FRUGALNESS FOR YESTERDAY AND TODAY SO FAR.
• borrowed some books from the library. I really like sci-fi/fantasy books but I’m really struggling to find a good author at the moment. Any suggestions greatly appreciated.
• Mr 🐞accommodation fees for this weekend have been reimbursed by a very nice family member of the other person going🥰. Not going to explain too much there for obvious reasons.
• used the ev to take the youngest to respite as Mr🐞friend has drove.
• Yesterday I got up to the plot and the foxes 🦊 have been up to their usual antics. I had used some plastic netting to create a protective tunnel for my broad beans. 🦊 has run ( or sauntered) up and down it, completely flattened. Lots of little muddy footprints 🤣. So today I’ve used some metal half hoops to stop it happening again. Hopefully that will protect future meal ingredients. The 🦊 had also kicked around the grass cuttings that I had put in a nice pile.
• free exercise yesterday and today, yoga, lots of walking ( although not hit 10,000 steps…… yet!!!) and lots of stretching.
• harvested the last of my plum tomatoes, celery, french beans and cucumbers. Plum tomatoes still need to ripen, celery will be made into soup or frozen for winter stews, french beans need to podded and left to dry.
• weight loss/ become fitter and healthier campaign began on Tuesday. I’m 11st 3lbs and 5ft 2”. Going to try and be more accountable.
• garlic has been planted and covered to stop the 🦊 and 🐦 digging them up.Right time I pack up at the plot and go and get the sharp sand to store my carrots in.
love 🐞Declutter 2098/ 2026
books read 17 in 2026
£0🥳 funpot
🐞change pot £0.11st 3lbs 13/10/26. 11st 20/10/26
week1 averaged 6781 steps per day4 -
Have you read the Anne maccaffery Pern books? Id live there if I could get there.
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'2 -
Me too! 😁🐉
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway1 -
oooh an immediate friend 😍 I can never work out if id rather live harper hall in master ronbinton's time or benden weyr with the dragons 🐉 🤔
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
If you've never read Terry Pratchett then now's the time to give him a chance.
"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!3 -
Same here! I wouldn’t mind Ruatha either - nice hot young Lord as eye candy 😂
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Adrian Tchaikovsky
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards