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Being nosey... How many Regular Saver accounts do you have?

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Comments

  • Bobblehat
    Bobblehat Posts: 989 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    edited 23 October at 6:25PM
    While King Bridlington1 was number bashing, I was also giving it a go too and came up with this using the King B's currently available page 1 listings  :)

    Roughly agreeing with Kim_13's results ...


    I didn't need to go into the "Local/loyal/beta/new customer only" category as I hit the £10,000 with the open to all section. It's interesting to see that you can throw £5,950pm at the currently available greater than 5.00% RS's, which will beat most current unlimited Easy Access accounts.
  • Zekko
    Zekko Posts: 229 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I've opened a Principality Christmas 2026 Regular Saver, so now on 8 total, with a monthly funding of £1,950.

  • clairec666
    clairec666 Posts: 776 Forumite
    500 Posts Name Dropper
    Bobblehat said:
    While King Bridlington1 was number bashing, I was also giving it a go too and came up with this using the King B's currently available page 1 listings  :)

    Roughly agreeing with Kim_13's results ...


    I didn't need to go into the "Local/loyal/beta/new customer only" category as I hit the £10,000 with the open to all section. It's interesting to see that you can throw £5,950pm at the currently available greater than 5.00% RS's, which will beat most current unlimited Easy Access accounts.
    Worth mentioning that a lot of people in the league table will have Monmouthshire's 7% account, so we've got an extra £1000 going in at 7%. Hence why some people's monthly totals may seem rather high.

    And of course other NLA accounts.
  • trickydicky14
    trickydicky14 Posts: 1,367 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    20122013 said:
    Apologise if this has already been mentioned,  I was wondering how much will be needed  to fund the maximum allowed to all the RS which can be opened online (exclude the ones in Ireland, or need to be open at a branch / via post )? would it be about £10,000pcm or more?  (Not looking for an exact figure as the product changes)


    I think you will find it's a lot more, I have around 44 RS now and pay in about 10k a month. Some folks have many more than that. A good handful allow you to put £500 to a £1000 in so 10k soon gets used up.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Bobblehat
    Bobblehat Posts: 989 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    edited 23 October at 6:42PM
    Bobblehat said:
    While King Bridlington1 was number bashing, I was also giving it a go too and came up with this using the King B's currently available page 1 listings  :)

    Roughly agreeing with Kim_13's results ...


    I didn't need to go into the "Local/loyal/beta/new customer only" category as I hit the £10,000 with the open to all section. It's interesting to see that you can throw £5,950pm at the currently available greater than 5.00% RS's, which will beat most current unlimited Easy Access accounts.
    Worth mentioning that a lot of people in the league table will have Monmouthshire's 7% account, so we've got an extra £1000 going in at 7%. Hence why some people's monthly totals may seem rather high.

    And of course other NLA accounts.
    Also worth mentioning that I stopped counting once I added that last one to reach £10,000, so there are quite a few more RS's equal to or less than the 4.5% figure available to extend the £10,000 even further  :)
  • Bridlington1
    Bridlington1 Posts: 4,145 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Bobblehat said:
    While King Bridlington1 was number bashing, I was also giving it a go too and came up with this using the King B's currently available page 1 listings  :)

    Roughly agreeing with Kim_13's results ...


    I didn't need to go into the "Local/loyal/beta/new customer only" category as I hit the £10,000 with the open to all section. It's interesting to see that you can throw £5,950pm at the currently available greater than 5.00% RS's, which will beat most current unlimited Easy Access accounts.
    First of all I couldn't claim the title of King Bridlington1, so far as I'm concerned there's only one person who should be given the title of King in this country and that's Charles III.

    Some further figures of note, if you were to take a look at the regular savers landscape as a whole, the last time I published one of my regular savers snapshots (9/9/25) the sum of the max monthly deposits of all regular savers available (at any rate) at the time was £42,250.

    The sum of the accounts that were NLA at that time but that people could still hold was £33,225.

    If you then include the fact that some of these listings were for ``any issue", e.g. for Leeds BS and Chorley BS are separate issues (but taken as a whole in the listing) you'd gain a further £13,450 of deposits if I'm not mistaken.

    This gives a combined max total monthly pay in of £88,925, this figure does not include children's regular savers. Note it's impossible to hold all of these regular savers simultaneously, not least because you'd need to be aged both over 55 and under 26 at the same time.
  • Bobblehat
    Bobblehat Posts: 989 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Honorary "King of Regular Savers" ... a bit like Burger King ... but for money savers? I'll stop there!  :*
  • clairec666
    clairec666 Posts: 776 Forumite
    500 Posts Name Dropper
    Presumably you haven't included multiple Principality accounts of the same issue :D
  • Bridlington1
    Bridlington1 Posts: 4,145 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Presumably you haven't included multiple Principality accounts of the same issue :D
    I haven't, my figures only count each account once so also didn't include the fact that a select few accounts let you hold more than one of the same issue in sole name, e.g. MHBS.
  • kermchem
    kermchem Posts: 55 Forumite
    10 Posts Name Dropper Photogenic
    Bobblehat said:
    While King Bridlington1 was number bashing, I was also giving it a go too and came up with this using the King B's currently available page 1 listings  :)

    Roughly agreeing with Kim_13's results ...


    I didn't need to go into the "Local/loyal/beta/new customer only" category as I hit the £10,000 with the open to all section. It's interesting to see that you can throw £5,950pm at the currently available greater than 5.00% RS's, which will beat most current unlimited Easy Access accounts.
    First of all I couldn't claim the title of King Bridlington1, so far as I'm concerned there's only one person who should be given the title of King in this country and that's Charles III.

    Some further figures of note, if you were to take a look at the regular savers landscape as a whole, the last time I published one of my regular savers snapshots (9/9/25) the sum of the max monthly deposits of all regular savers available (at any rate) at the time was £42,250.

    The sum of the accounts that were NLA at that time but that people could still hold was £33,225.

    If you then include the fact that some of these listings were for ``any issue", e.g. for Leeds BS and Chorley BS are separate issues (but taken as a whole in the listing) you'd gain a further £13,450 of deposits if I'm not mistaken.

    This gives a combined max total monthly pay in of £88,925, this figure does not include children's regular savers. Note it's impossible to hold all of these regular savers simultaneously, not least because you'd need to be aged both over 55 and under 26 at the same time.
    Given that the league table up-thread allows the total number of accounts held by a forumite and a spouse, then if you are over 55 with kids under 26 then even this exclusion fails! I guess if they were students in Bath it would help. 
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