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Being nosey... How many Regular Saver accounts do you have?

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Comments

  • Bobblehat
    Bobblehat Posts: 888 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    With a little flurry of new contributors, time for an update.

    Brie now has company in the relegation zone  :)


  • AndyTh_2
    AndyTh_2 Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited Today at 11:36AM
    I've got 29 regular savers and fund all of them (though only 10/m the Cov sunny day for the competition)

    edit: 29 not 30
  • clairec666
    clairec666 Posts: 645 Forumite
    500 Posts Name Dropper
    I'm putting in up to £4500 per month, mostly from proceeds of maturing accounts, with a top up from my salary. Current value is just short of £25000. Likely to rise a lot over the coming months, until next August when Monmouthshire matures and there will be a massive drop off.

    Included Natwest in my numbers, even though I don't really use it like a regular saver. It's been at £5000 for a while and I dip into it occasionally to fund higher-paying accounts.
  • Bobblehat
    Bobblehat Posts: 888 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    edited Today at 11:59AM
    I'm putting in up to £4500 per month, mostly from proceeds of maturing accounts, with a top up from my salary. Current value is just short of £25000. Likely to rise a lot over the coming months, until next August when Monmouthshire matures and there will be a massive drop off.

    Included Natwest in my numbers, even though I don't really use it like a regular saver. It's been at £5000 for a while and I dip into it occasionally to fund higher-paying accounts.
    Yes, the current value or "Value" figures in the table, must be quite variable as they presumably increase monthly by the "PM" figure that people have declared as their monthly contributions, but decrease by the value of maturing/closed RS's (which have not been declared). Nevertheless the table shows the RS count of those that are playing the game and contributing to this thread .... which is what the OP asked  :)

    I'm sure RS addicts viewing this thread have enjoyed seeing the figures and made use of/pondered the figures as is their wont! Surely most are aware of the fact that we are just looking at a snapshot of a moving image (with blurred edges), so thanks to all that have contributed, and thanks to the OP for initiating the game!
  • masonic
    masonic Posts: 27,752 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited Today at 12:49PM
    I think The numbers are questionable.

    Is a regular saver a regular saver if you are not paying into it regularly ?
    I fully fund all of my 20 and am at or near a point of equilibrium, with a monthly commitment of £6,125. As I did my monthly financial snapshot this morning, my current balance across these accounts is £33,975 and annual interest at current rates and balances is £2,102.
  • francoghezzi
    francoghezzi Posts: 190 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited Today at 12:50PM
    27 (and remarkably only 1 with Principality B) ) with the last one opened on Wednesday morning visiting the Scottish Building Society branch in Troon. It all started few years ago with my first regular saver with Coventry. I still remember the joy when I received my interests at the end of the year, not an easy task for someone on minimum wage but who knows the value of being a saver having been brought up in an Italian family, a country where 'savings' are a 'must' and something your parents teach you about since you are a young lad
  • Malchester
    Malchester Posts: 1,016 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    Currently have a massive 0 [zero]
  • deinoflex
    deinoflex Posts: 87 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    I've got none too.
  • trickydicky14
    trickydicky14 Posts: 1,331 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How are folks assessing returns, is the figure based just on the RS returns or does the figure include interest from the feeder account as well?
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • masonic
    masonic Posts: 27,752 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited Today at 2:17PM
    How are folks assessing returns, is the figure based just on the RS returns or does the figure include interest from the feeder account as well?
    I just took the current balance x rate for each account. To a large extent my feeder accounts are maturing RS. I dip in to EA accounts temporarily from time to time, but haven't accounted for that. Any net increase needs to come from income.
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