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Outstanding October's No-Spend Days Challenge!

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today certain foods called me and I didn't have them in!
  • cathybird
    cathybird Posts: 16,747 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 October 2025 at 10:17PM
    October 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    October targets


    AuntieL 13/18  image  image  image  

    beanielou 20/19  image  image  image   image  image  image  image

    Caeraugirl 10 

    cathybird 14/15  image  image  image  

    Changeyourlife25 2/10  image 

    Crazybee787 11/12  image  image  image  

    Dizzycap 19/20  image  image  image   image 

    doingitanyway 6/12  image  image 

    Doris17 3/15  image 

    Emmel 12 

    InDebtEnby 15/13  image  image  image   image  image  image

    KajiKita 16/20  image  image  image   image 

    laurenh1 12/18  image  image  image  

    LittleMissDetermined 14/18  image  image  image  

    Pinkpieuni 13/10  image  image  image   image  image

    Prodigal50 10 

    Quantaqa 15 

    QueenJess 7/15  image  image 

    short bird 12/18   image  image  image  

    Tenar15 10  

    VickyA 2 10/15   image  image  image  


    To see the updated results for October on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • InDebtEnby
    InDebtEnby Posts: 340 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me
    Current No Spend Challenge: 2/13
    2025 No Spend Days: 82/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    It's a spend day here today, so staying on 19/20. Shouldn't need to spend for the rest of the month as it's a stock up shop   :D
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    # £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    # No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials' 
  • beanielou
    beanielou Posts: 100,338 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Tuesday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • laurenh1
    laurenh1 Posts: 1,168 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    One for today please CB :) 
  • KajiKita
    KajiKita Posts: 10,339 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Another one today 😊👏

    KK
    As at 18.06.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 47 books of target 52 in 2026 as @ 4th July. 
    Produce tracker: £157 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    11/12 Please @cathybird Thank you XX
  • Pinkpieuni
    Pinkpieuni Posts: 269 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another nsd today. 

    Challenges

    NSD - July - xx/10

    1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0.  mortgage @ Jan 2025 - £75,600

    2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k

    3. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    4.52 Week Envelope Saving Challenge #2  £689/£1,378 -( 26/52)

    5. EF - £1,742

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