October 2025 NSD challenge
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Outstanding October's No-Spend Days Challenge!
Comments
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Not today certain foods called me and I didn't have them in!1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 13/18
beanielou 20/19
Caeraugirl 10cathybird 14/15
Changeyourlife25 2/10
Crazybee787 11/12
Dizzycap 19/20
doingitanyway 6/12
Doris17 3/15
Emmel 12InDebtEnby 15/13
KajiKita 16/20
laurenh1 12/18
LittleMissDetermined 14/18
Pinkpieuni 13/10
Prodigal50 10Quantaqa 15QueenJess 7/15
short bird 12/18
Tenar15 10VickyA 2 10/15
To see the updated results for October on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another one for meCurrent No Spend Challenge: 10/13
2025 No Spend Days: 144/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
It's a spend day here today, so staying on 19/20. Shouldn't need to spend for the rest of the month as it's a stock up shop
~ NSD 2025 - NSD November 24/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD Tuesday 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £150, 894 (23years 0months)
Current outstanding = £93,904 (10years 6months)
2024 Overpayment = £675.66
2025 Overpayment = £681/£7001 -
One for today please CB 1
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Another one today 😊👏
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
11/12 Please @cathybird Thank you XX1
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Another nsd today.
Challenges
NSD - Nov 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,405.76 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
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