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MFi3 & before I am 40 + my MB journey
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Trying to have a productive weekend sorting out Christmas presents etc. Ended up buying a DSi for myself as I did not feel I could give my mum the one I had used for 1 months (she did suggest I used it) also really wanted one.
As you may know I paid £12 for a Danish advent candle on Ebay it is lovely but it does not have any numbers on it so not much of a calendar. However found one at an outlet shop near us for £4 & £3 so bought two and they are really pretty hope they burn well.
Need to go into Portsmouth now to get some fabric to make a table cloth for my sisters house. Then go to the AGM at the golf club this afternoon. Will be nice to see everyone again.
Moneywise not going very well, spent so much so no extra mortgage payments and maybe not even any savings this month. Did get over 700 points at Tesco yesterday as we did a big shop and I had loads of coupons from Tesco. Need to build up those airmiles. Given up MB for the time being simply not enough decent offers and I still get tempted to play the slots.
Hope you are all having a nice weekend.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Two table cloths produced yesterday cost £15 so that's £7.50 each bargin and only took a couple of hours to make not incl the 1 hour it took me to get into Portsmouth due to the trafic.
Also went to the ladies golf club AGM which was nice as I have not played all this month. Going to their Christmas do on the 20th only £12 for a meal so not bad.
Went online to order a long tall sally tracksuit my mum said she is buying me for Christmas but my size is sold out. I want the black or navy one but they only have the purple one. 4% cashback from Topcashback + free delivery but might have to see if I can get one in a shop. That is dangerous as you know what I am like in that shop. Still Mum is paying.
Got a present for my mum an SD card plus reader for her DSi (plus 1 for me ofcourse) cost £6.50on Amazon for 1 SD card and Game wanted £14.95 now that is a ripoff. The reader was only £1.95 but saves the hassle of using a lead to download etc.
Got a takeaway mysteryshop for Tuesday will be perfect for when I get back from the gym at 7pm. £10 to spend but not sure if that is enough to get free delivery - still it will be a cheap meal.
Paid off my credit card and all my DD's have gone out so bankbalance is looking sad. However have a few expenses to claim so should be fine. Just don't want a huge credit card bill to clear in January.
Off to Bodybalance at 10.45am and then must get to the post office to post tablecloth to sister. Not going anywhere else today need to do all my reports etc for work.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Sounds like a busy day TG!
You're much more motivated than me in going to the gym, I've got to get back in the swing of it.
Sounds like you're all sorted for christmas as wellCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Thanks SMlSave just posted before you.
I am not that good with the gym have been 3 or 4 times this month which is so so bad.
Tablecloth posted only £3.50 so not too bad. Found a bargin via Hot Deals a box set of DVD's with the complete Monty Python Flying Circus. 9 DVDs for £9.95 plus 4% cashback from Quidco & fre delivery. DH will love that. Also got him the Billy Joel CD he has been going on about he loves Piano Man. Trying to replace his LP's with CD's.
Hotdeal also had a thing where you could get a teddy with a t-shirt with a personalised photo on for £1.95. Would make a sweet present for my niece. Need a photo to put on it though Should really be one of me and her but don't have any new ones so asked my sister for one just of my niece.
Not doing too badly on present as I have got my niece and nephew so only need to buy for- Mum (already got DSi assesories but need more)
- Mums partner (t-shirt/golf shirt)
- Dad (sister will get something from both of us)
- Uncle (sister will sort out other uncle is sorted)
- Sister (no idea at the moment but she is easy to buy for)
- Sisters husband (no idea but sister will know)
- Husband (CD & DVD plus also wants a new putter can get that on Ebay selling for about £20 - £30 new it would be £90)
- Friend in Denmark plus her daugther ( small present plus clothes)
Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
is it just me or is being a MFW make you more oraginsed in other things i.e. Christmas!
Or is it just me?Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
is it just me or is being a MFW make you more organized in other things i.e. Christmas!
Or is it just me?
Pays to be organized however I did not go for the two putters on Ebay yesterday as I wanted to look a bit more. 1 went for £41 and one for £31 one ends on Saturday so hope to get that one. New they are £90 so worth it as he does not mind used.
Just signed up with Ratespeople to get some quotes for the plastering. 1 chap rang immediately he has 52 feedbacks 100% positive. 1 more just rang he has 12 jobs on there sounded nice too. Coming at 2pm and 3.30pm.
Thinking they could do it when we are in Denmark but not sure how much of a mess they will make and I would like to get the lot painted too.
More spending of money..:o..I am so bad aren't I.
Right on with some work will post quotes later.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
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setmefree2 wrote: »I'm feeling the need to spend somne serious money on our house next year too.....I have seen the most beautiful leaded glass which would look divine in our Victorian Front door......:eek:
Have a feeling this thread is digressing into house !!!!!! again. Quote for 6 recessed lights in Bedroom will be £230.
First quote for plastering and painting will be here this afternoon.
ps sounds lovely by the waySave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
And the quotes are in..................
1st company: comprehensive quote all broken down
Plastering of 5 ceillings plus painting £875 painting of dining room and lounge walls & skirting boards £355
Liked the guy he is local, can fit in with us and quote was very quick.
2nd Company: Very nice chap local again can fit in with us and work for the week we are away. Will post quote by end of week
3rd company: very young chap who arrived 2 hours late (did not call) but was taking girlfriend to hospital. Looked at everything and he can get quote for doing walls and skirting boards. Ceillings plastered and painted £620
4th person (a work mates husband who would need to stay with us while it is being done)
Plastering of ceilings and painting them plus painting of walls and skirting boards as per quote 1 £650 but not incl materials.
How do you compare those - tricky isn't it?Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Pizza from Mystery Shop was OK but nothing special it came to £9.95 so all covered. I think what I disliked the most about the whole phone ordering thing that I did not get offered any discounts or special offers funny how MSE creeps in even when it is free.
Signed up for another mystery shop on Saturday. It is 11 miles away but you get £40 to spend in an Italian restaurant. Ok it is just a chain one but still £40 is a lot. We have to order 1 starter 2 mains, 1 dessert and 1 coffee so should be some left over for drinks.
Off to the West Country overnight. Got a nice hotel so might have wifi. Will catch up later.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0
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