Nationwide Fairer Share

Middle_of_the_Road

j.p said:

I'm hoping this year Nationwide won't pay anybody anything.
Speculators, go play the stock market if you're so clever.
Instead of trying to milk overly generous & soft-touch Building Society.

I might have agreed if you were referring to a traditional regional building society, but Nationwide are neither of those things.

xylophone

Nationwide are neither of those things.

A bank in all but name?

eskbanker

j.p said:

I'm hoping this year Nationwide won't pay anybody anything.
Speculators, go play the stock market if you're so clever.
Instead of trying to milk overly generous & soft-touch Building Society.

It's almost like this is a money-saving website!

https://www.moneysavingexpert.com/news/2026/01/nationwide-fairer-share-how-to/

Eco_Miser

j.p said:

I'm hoping this year Nationwide won't pay anybody anything.
Speculators, go play the stock market if you're so clever.
Instead of trying to milk overly generous & soft-touch Building Society.

A clever person knows not to play the stock market.

A clever person would also be taking advantage of Nationwide's Regular Saver anyway.

Personally, the only change I'm making is to ensure I actually use my debit card in each of January, February and March, everything else is covered by my normal actions.

Nasqueron

WillPS said:

Nasqueron said:

SevenOfNine said:

danny13579 Had started a 'clean' thread, now this merged one is all over the place & 7 pages long! His new thread was VERY clear what the requirement had been in 2025, which MIGHT be the same for 2026, so a starting point for anyone wanting to TRY to qualify this year.

This thread is enough to give anyone a migraine!

The conditions didn't change from 2024 either, they're very simple

Have a current account, pay in at least £500 a month and make 2 payments out for 2 out of 3 months (Jan-Feb) and have £100 or more in a savings account

I would do the above and maybe a bit more e.g. do it in all 3 months and have more than £100 in savings / pay more in just in case

Yes there are more combinations such as switches or paid accounts or mortgages but the above is all you need

They did change, but it was a broadening of the criteria - ISTR they added a way of qualifying by doing a certain number of transactions (possibly debit card only).

There was a more subtle change the previous year too - but everyone who qualified in 2023 would have qualified in 2024 and 2025 by hitting the same criteria they did in 2023.

The basic ones didn't 

Same requirement of £500 in for 2/3 months, made 2 payments out (they actually had a second option of 10 payments out in 2/3 months) and same £100 in savings. Also had the waiver of actions if you switched in Jan-Mar

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/about/fairer-share/nationwide-fairer-share-payment-2024-terms-and-conditions.pdf

harz99

j.p said:

I'm hoping this year Nationwide won't pay anybody anything.
Speculators, go play the stock market if you're so clever.
Instead of trying to milk overly generous & soft-touch Building Society.

If you think that you are on the wrong site, and definitely the wrong thread matey! 

WillPS

Nasqueron said:

WillPS said:

Nasqueron said:

SevenOfNine said:

danny13579 Had started a 'clean' thread, now this merged one is all over the place & 7 pages long! His new thread was VERY clear what the requirement had been in 2025, which MIGHT be the same for 2026, so a starting point for anyone wanting to TRY to qualify this year.

This thread is enough to give anyone a migraine!

The conditions didn't change from 2024 either, they're very simple

Have a current account, pay in at least £500 a month and make 2 payments out for 2 out of 3 months (Jan-Feb) and have £100 or more in a savings account

I would do the above and maybe a bit more e.g. do it in all 3 months and have more than £100 in savings / pay more in just in case

Yes there are more combinations such as switches or paid accounts or mortgages but the above is all you need

They did change, but it was a broadening of the criteria - ISTR they added a way of qualifying by doing a certain number of transactions (possibly debit card only).

There was a more subtle change the previous year too - but everyone who qualified in 2023 would have qualified in 2024 and 2025 by hitting the same criteria they did in 2023.

The basic ones didn't 

Same requirement of £500 in for 2/3 months, made 2 payments out (they actually had a second option of 10 payments out in 2/3 months) and same £100 in savings. Also had the waiver of actions if you switched in Jan-Mar

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/about/fairer-share/nationwide-fairer-share-payment-2024-terms-and-conditions.pdf

Again, not quite true - the 2023 terms said you had to complete the actions on any one single FlexAccount, FlexDirect or FlexBasic. The 2024 and 2025 terms considered movement across all a customer's FlexAccounts, FlexDirects and FlexBasics.

subjecttocontract

harz99 said:

j.p said:

I'm hoping this year Nationwide won't pay anybody anything.
Speculators, go play the stock market if you're so clever.
Instead of trying to milk overly generous & soft-touch Building Society.

If you think that you are on the wrong site, and definitely the wrong thread matey! 

Well this is a forum where differing views can be expressed. If you expect everybody to agree with you you might find you'll be disappointed occasionally. It never ceases to amaze me how some people just can't understand how anyone can have a different opinion. We don't all have to agree all of the time, just respect the rights of other to hold a different view.

subjecttocontract

subjecttocontract said:

I do have £10K in a Nationwide 18 month bond until December & some money in a Flex Account but other than that I intend to do absolutely nothing to try to qualify. Prior year payouts were £100 and I reckon I can spend my time & effort achieving a similar return on other stuff. Good luck to those who want to try though.

I've changed my mind. Have paid £500 into my Flex account, dug out my old Flex debit card and decided that making a few card transactions isn't to difficult. After all, like others, I can give the money to charity after the tax man has taken his share.

GeoffTF

subjecttocontract said:

subjecttocontract said:

I do have £10K in a Nationwide 18 month bond until December & some money in a Flex Account but other than that I intend to do absolutely nothing to try to qualify. Prior year payouts were £100 and I reckon I can spend my time & effort achieving a similar return on other stuff. Good luck to those who want to try though.

I've changed my mind. Have paid £500 into my Flex account, dug out my old Flex debit card and decided that making a few card transactions isn't to difficult. After all, like others, I can give the money to charity after the tax man has taken his share.

Donations to charity are tax free, provided that you follow the correct procedures.