We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

ECP claim via DCB Legal, 2025

1235»

Comments

  • curveball123
    curveball123 Posts: 22 Forumite
    10 Posts Name Dropper
    You know what happens when because the 8 steps in the Template Defence thread (plus the more detailed info in post 2 of the NEWBIES thread) tells everyone, to stop us being asked!
    Hi so I received today a letter dated 20th Oct (my defence deadline) from HM Courts & Tribunal to acknowledge receipt and that a copy is being served on claimant and their solicitor advising they may contact me to resolve informally but that if they wish to proceed to court, the claimant must contact the court within 28 days after receiving defence. 

    I didn't see this in the 'next steps' part - assume this is standard and now I just wait ?
  • Car1980
    Car1980 Posts: 2,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yep, standard. You'll receive a letter from DCB Legal saying they have read your defence (a lie) and they want to proceed (without mentioning they'll be discontinuing eventually).
  • curveball123
    curveball123 Posts: 22 Forumite
    10 Posts Name Dropper
    Car1980 said:
    Yep, standard. You'll receive a letter from DCB Legal saying they have read your defence (a lie) and they want to proceed (without mentioning they'll be discontinuing eventually).
    Thanks! So do they reach out to try to resolve informally then ?
  • Gr1pr
    Gr1pr Posts: 10,294 Forumite
    10,000 Posts First Anniversary Photogenic Name Dropper
    edited 23 October at 11:20AM
    Mediation stage is that point,  so keep checking the 8 steps in the defence template thread and follow them closely 

    They try to informally bully you into capitulation throughout the process,  so ignore them,  just follow the 8 steps 
  • curveball123
    curveball123 Posts: 22 Forumite
    10 Posts Name Dropper
    Gr1pr said:
    Mediation stage is that point,  so keep checking the 8 steps in the defence template thread and follow them closely 

    They try to informally bully you into capitulation throughout the process,  so ignore them,  just follow the 8 steps 
    Got it thanks !
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.