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potential scam on rent charges

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Comments

  • Isthisforreal99
    Isthisforreal99 Posts: 212 Forumite
    100 Posts Name Dropper
    if they dont investigate. than why the bank and the citizen advice bureau and the CIO and the land registry told me to just report it to the action fraud knowing that no action will be taken. make no sense to me :-)
    I'd hazard a guess as to try and stop you contacting them.

  • i will monitor the situation and see. i might be that a solicitor has to be involved because the approach of them is very questionable and if i contact them directly i might risk to say things i should not say. I have a legitimate argument to think i am contacted by scammers. so the rest will fix itself.
  • bobster2
    bobster2 Posts: 1,024 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 29 August at 11:06PM
    i will monitor the situation and see. i might be that a solicitor has to be involved because the approach of them is very questionable and if i contact them directly i might risk to say things i should not say. I have a legitimate argument to think i am contacted by scammers. so the rest will fix itself.
    I strongly recommend you see a solicitor with expertise in this area ASAP and work out how to get the rentcharge paid to the right people.

    The way in which you have received this demand might be unorthodox, nevertheless it could be a formal demand for payment from the legitimate rentcharge owner. 

    https://www.shoosmiths.com/insights/articles/reining-in-rentcharge-recovery
    Before an action to recover arrears of a regulated rentcharge can be commenced, rentcharge owners will have to serve a formal demand on the landowner and give the landowner at least 30 days to pay the sums due.  The notice must include the name and address of the rentcharge owner, the amount of the regulated rentcharge arrears, details of how the amount has been calculated and details of how to pay that amount.
  • SDLT_Geek
    SDLT_Geek Posts: 2,922 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    bobster2 said:
    @theycallmetrinity I suggest you take a look at this...

    https://wspsolicitors.com/rentcharges-scam-avoid/

    It may simply be that some sort of investment company has bought the benefit of these charges from the original developer / land owner.

    So the strong advice on that page is that you need to urgently take the initiative to find who to pay the rentcharge to - and get it paid. It might be the people who called you - or it might not. 

    Sound advice.
  • SDLT_Geek
    SDLT_Geek Posts: 2,922 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    bobster2 said:
    i will monitor the situation and see. i might be that a solicitor has to be involved because the approach of them is very questionable and if i contact them directly i might risk to say things i should not say. I have a legitimate argument to think i am contacted by scammers. so the rest will fix itself.
    I strongly recommend you see a solicitor with expertise in this area ASAP and work out how to get the rentcharge paid to the right people.

    The way in which you have received this demand might be unorthodox, nevertheless it could be a formal demand for payment from the legitimate rentcharge owner. 

    https://www.shoosmiths.com/insights/articles/reining-in-rentcharge-recovery
    Before an action to recover arrears of a regulated rentcharge can be commenced, rentcharge owners will have to serve a formal demand on the landowner and give the landowner at least 30 days to pay the sums due.  The notice must include the name and address of the rentcharge owner, the amount of the regulated rentcharge arrears, details of how the amount has been calculated and details of how to pay that amount.
    More sound advice.
  • MeteredOut
    MeteredOut Posts: 3,256 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Here's what I think has happened here

    - A new company has legally bought the rental charge rights and registered themselves as such with the Land Registry
    - That company has contacted the owners (perhaps via some unorthodox means) to start a conversation about recovering overdue rental charges
    - When the OP has phoned the various agencies regarding that contract, they've (perhaps subconsciously) framed what has happened as suspicious, so of course the agencies are going to say "don't engage, it might be fraud, contact Action Fraud"

    OP, as above, I'd not ignore this - either attempt to contact the company yourself, or via a solicator.

  • for sure i did not ignore. i contacted the local authorities who told me what to do ( contacting the action fraud ) i even called the police explaining the situation and even them told me to contact the action fraud. non of those authorities told me this is something you need to address with a solicitor. i am also thinking to contact them but we people are not law trained people and we should never engage ourselves especially if suspected fraud. 
  • of course i did say. but they also agree the start of the story smell of fraud as bank never contact customers and pass info
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