Money Moral Dilemma: Should my husband ask if he can use his loyalty app on other people's shopping?

Dizzycap

Brie said:

If I'm in Lidl and the person in front doesn't have the app and I spot I can get them a discount (one I don't need) I will offer to do this.  I've also had people offer me the chance to grab their points because they don't have the app or they don't want it the points as they've reached the 10% off target but are just doing a small shop.  

I have also done something similar in Tesco when the person in front is searching for more pennies - I'll take the points and give them one of my clubcard vouchers or pay that last £.

When I've offered to do that in Lidl a few times, I always get told a stern "No, you can't use your app, it has to be theirs" which is rediculous, especially as it's usually an elderly person who has a basic phone and who doesn't want an all singing & dancing iPhone etc full of Apps.........  

keiran

2 points.
I'm surprised to read comments on this thread that supermarket staff encourage customers in the queue to share loyalty cards - The point of loyalty cards is to collect data on individual or family purchases, and this will be corrupted by others' usage showing on the loyalty account, as well as the fact it will lower the supermarkets' profits.

I was leaving a Sainsbury's self-checkout once, and the woman behind me asked me to scan my Nectar card before she scanned her purchases, so that I would get the points. I readily did this and went on my way outside, but no Nectar points ever appeared for her transaction. I later wondered if I may have left myself open to accusations of theft if she'd left without paying, as my Nectar card details had been scanned. Although I haven't subsequently been contacted by the Police or Sainsbury's, there's still the fear of some "marker"on the system.

DannyHotPotato

Before the staff were given orders to clamp down on this, I was in Tesco queueing behind a middle aged lady who had a huge trolley of shopping.  Champagne, meat joints, clothing, presents, etc.
When the checkout operator asked if she had the Tesco card when time to pay, she replied, "No".
I then offered her to 'borrow' mine.
She actually said, "Thanks" when I handed the checkout operator my card.
Over 200 points...Kerching!

Murphybear

rollingmoon said:

I probably wouldn't but only as I'm not someone who generally strikes up conversations when down the supermarket. That said, there was one time at Tesco when the lady in front of me at the queue had left her Clubcard at home and asked if she could borrow mine to get the discounts. I certainly didn't feel offended or anything & was happy to help someone not pay more money to a supermarket than they had to.

That happened to us a few days ago.  By using our Tesco card she got some lower prices and we got the Tesco points.  Win win 😁

JayD

I think it depends very much on the shop you are in. If offering to use your club card gets some money off for the customer, then you both are winners. But I am not sure how you would know what items in their shop would qualify ... I think you would need that person to make the request - and I would then oblige. Both of us benefit then.

Also, If I have forgotten my loyalty card, and the person behind me would benefit, at least from the points, I do offer them the chance to use their card on my shop. However, I would not do this the other way around.

badmemory

At least if you don't have your card with you then you can gets the points later.  I do not think that you can get the clubcard discount after the fact.

MACKEM99

rollingmoon said:

I probably wouldn't but only as I'm not someone who generally strikes up conversations when down the supermarket. That said, there was one time at Tesco when the lady in front of me at the queue had left her Clubcard at home and asked if she could borrow mine to get the discounts. I certainly didn't feel offended or anything & was happy to help someone not pay more money to a supermarket than they had to.

That happened to me recently and has only happened once.  Not a problem, they got a cheaper item and I got the points.  It was the assistant who suggested it. I would never ask someone if I could have their points, but if they ask me to help them get an item cheaper then I am fine with that.

julie777

bikaga said:

There's 3 things going on here.
Is it a moral dilemma? No.
Is it embarrassing? Potentially, but as long as you're not there, do you mind?
Is it against the T&Cs of store cards? Definitely. I doubt many people will say something, but it is a breach of T&Cs.

If it IS against the T&Cs you agreed to then misusing the cards should be a no-go. I wonder if you could be prosecuted by the store?

here_for_the_tips

I would appreciate it. I ask in our Tesco all the time, always getting a last minute call to pick some stuff up after work and never have the card on me (should download the app really). Get in the queue and ask the person behind me if they fancy getting some extra points for themselves. Only been knocked back once by a lad who told me it was his folks card, he's only 17 and he didn't think he should as I was buying wine. I just asked the lady behind him who smiled and said sure. 

Mind a while back there was the lad who bought all the bananas? Respect to your husbands hustle.

https://www.reddit.com/r/todayilearned/comments/ke0bh4/til_a_man_once_purchased_nearly_100lbs_of_bananas/