Money Moral Dilemma: Should my husband ask if he can use his loyalty app on other people's shopping?

MSE_Kelvin

This week's MoneySaver who wants advice asks...

 My husband recently asked whether it would be OK for him to ask other people whether he can scan his loyalty app on their shopping to get extra points, if they don't appear to be doing so. I think this would be mortifyingly rude and not likely to get a positive response. What do other people think?

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Brie

If I'm in Lidl and the person in front doesn't have the app and I spot I can get them a discount (one I don't need) I will offer to do this.  I've also had people offer me the chance to grab their points because they don't have the app or they don't want it the points as they've reached the 10% off target but are just doing a small shop.  

I have also done something similar in Tesco when the person in front is searching for more pennies - I'll take the points and give them one of my clubcard vouchers or pay that last £.

Cairnpapple

I feel like this has been pretty normal ever since Tesco clubcard started which the Internet tells me was 30 years ago. And it's way more useful to the other shopper now that so many prices are lower with a loyalty card. 

rollingmoon

I probably wouldn't but only as I'm not someone who generally strikes up conversations when down the supermarket. That said, there was one time at Tesco when the lady in front of me at the queue had left her Clubcard at home and asked if she could borrow mine to get the discounts. I certainly didn't feel offended or anything & was happy to help someone not pay more money to a supermarket than they had to.

Ed264

I think you're right!

Patricia01

I have in the past, especially if the person giving me points gets a discount themselves 

ouraggie

I was in Farmfoods t’other day and gave a lady one of my vouchers to get £10 off, as she had a full trolley and i certainly never spend that much in there. I always take them in there with me and distribute them if i can. 

badmemory

I would ceratinly offer if the person in front was missing a couple of pounds on clubcard prices.  Completely up to them if they accept or not.  But the alcohol my DS likes has a clubcard reduction of £5 frequently.  Anyone turning that down will not be on here reading about it.  So basically £5 to them & 18p of points to me for being nice.  We both win.  I suspect a lot of people do not like using these cards because the store knows what they are buying.  Well if they bother checking what I buy they probably think I am an alcoholic.  I buy a lot for friends who can't get out.

bikaga

There's 3 things going on here.
Is it a moral dilemma? No.
Is it embarrassing? Potentially, but as long as you're not there, do you mind?
Is it against the T&Cs of store cards? Definitely. I doubt many people will say something, but it is a breach of T&Cs.

Candk12

If I was at the till in a supermarket and wasn't using the points I wouldn't mind if someone asked if they could get the points on their shop at all, I honestly think majority of people would though and thats whats sad about this world lately, not enough people happy to help others. Be nice if I was wrong about that but I honestly think majority of people wouldnt let you take the points. 

kimwp

I think there's ways of asking that might be more socially acceptable and there are people who would be very affronted by having even the most polite and charming person interrupt their daily affairs.

But I don't think this is a moral dilemma, particularly if the person gets discounts as a result. Just be aware of body language and that some people might be in a rush and some people don't like strange men (as in strangers who are men) talking to them.