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Money Moral Dilemma: Should my husband ask if he can use his loyalty app on other people's shopping?

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  • I suppose, on the one hand, asking someone if you can scan your card to collect points from their shopping, when it's probably only worth a few pence to you, makes you look a bit "cheap"?  Whereas if you offer to scan your card to save them money it makes it look like you've gone through their basket to see what they've buying (nosy?)  But if someone asked me if they could have "my" points because I didn't have a loyalty card I wouldn't mind in the slightest and I think it's good for people to talk to each other, bear in mind that in some cases it might be the only person they speak to all day.

    I slightly take exception to the earlier comment (about women not wanting to speak to male strangers) I don't think that, as a male, I should be treated like a leper, according to that principle if a woman asked me if I had change for the car parking I'd be entitled to ignore them?
  • graymanuk
    graymanuk Posts: 9 Forumite
    Ninth Anniversary First Post
    If the purpose is to help the other person get discounts then great.
    If it is just to get points for himself, it's rude, pushy and grasping.   Not a big deal nor much of a dilemma, just really poor behaviour.  Show a little class!  
  • MarriedtoFinn
    MarriedtoFinn Posts: 28 Forumite
    Third Anniversary 10 Posts Name Dropper
    It's only happened to me twice in all the years I've had my clubcard (Tesco).  I didn't approach the other customer, but the cashier got my attention and asked if I had my clubcard, and would I mind if they swiped it to get the previous customer their discounts.  I was happy to do so, but also, I'll be getting clubcard points on their shop as well as my own.  I'd be happy to do it again, if asked, but probably wouldn't even notice if the previous customer was using a card or not.  I guess I daydream in the queue!  I didn't realise it was against the Ts and Cs.,  maybe the cashier didn't either.  Don't see why it should be.  If everyone is having a more positive experience when shopping there, they are more likely to come back.
  • badmemory
    badmemory Posts: 9,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I have obviously been on MSE too long.  It actually hurts to watch someone pay £23 for something that would be £18 with a clubcard.  I know this because it is my DSs favourite drink.  I wouldn't ask anyone for the points from their shopping but asking them if they would like to use my card so they get that discount - yes definitely.  I would do that even if I didn't get the 18 points.
  • badmemory said:
    I have obviously been on MSE too long.  It actually hurts to watch someone pay £23 for something that would be £18 with a clubcard.  I know this because it is my DSs favourite drink.  I wouldn't ask anyone for the points from their shopping but asking them if they would like to use my card so they get that discount - yes definitely.  I would do that even if I didn't get the 18 points.
    I know what you mean but I'd probably feel a bit awkward offering as it makes it looks like I've been peering into their basket to see what they're buying which is obviously none of my business.  But that's a bit silly really, if you're saving them £5 they'll be grateful.
  • Marvel1
    Marvel1 Posts: 7,445 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Someone asked me in Morrisons if I wanted the points, scanned card, the store assistant said we were not allowed.
  • Just a warning to users here. Last month someone approached me at Sainsbury's (at the till) to swipe my Nectar card cos they wanted to save money on shopping. I was happy to help them out, but later that evening, I received an e-mail saying £140 of my Nectar points had been used! It hadn't been used in that transaction, but in another town and store I'd never visited. Thankfully I called Nectar up the next day and they gave me a new card number and my points back.  I'm unsure if it was connected to that person I helped out, but a bit of a coincidence if it wasn't. I've now locked my points from being used.
  • kimwp
    kimwp Posts: 3,011 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I suppose, on the one hand, asking someone if you can scan your card to collect points from their shopping, when it's probably only worth a few pence to you, makes you look a bit "cheap"?  Whereas if you offer to scan your card to save them money it makes it look like you've gone through their basket to see what they've buying (nosy?)  But if someone asked me if they could have "my" points because I didn't have a loyalty card I wouldn't mind in the slightest and I think it's good for people to talk to each other, bear in mind that in some cases it might be the only person they speak to all day.

    I slightly take exception to the earlier comment (about women not wanting to speak to male strangers) I don't think that, as a male, I should be treated like a leper, according to that principle if a woman asked me if I had change for the car parking I'd be entitled to ignore them?
    I agree with your first paragraph.

    If your second one is regarding my comment, I didn't suggest that men should be treated like lepers. I said that some people would not feel comfortable if a strange man spoke to them. My neighbour would be one of those - she had a friendly chat with a man on the bus and he started turning up at her house. Women generally have to be a bit more wary of male strangers, due to the physical power imbalance should that man not turn out to have good intentions. So my suggestion was that the husband bear this in mind when approaching strangers.
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  • Jussayin
    Jussayin Posts: 1 Newbie
    Third Anniversary First Post
    Just a warning to users here. Last month someone approached me at Sainsbury's (at the till) to swipe my Nectar card cos they wanted to save money on shopping. I was happy to help them out, but later that evening, I received an e-mail saying £140 of my Nectar points had been used! It hadn't been used in that transaction, but in another town and store I'd never visited. Thankfully I called Nectar up the next day and they gave me a new card number and my points back.  I'm unsure if it was connected to that person I helped out, but a bit of a coincidence if it wasn't. I've now locked my points from being used.
    Similar thing happened to me recently I lost 5000 points which were spent somewhere I haven't been for 20 years.  Like you, when I contacted nectar they issued a new card with the points returned.  I've no idea why it happened because nobody else had access to my card and I hadn't swiped my card for someone else.

    With regard to the 'moral dilemma' I don't see it's a dilemma at all.  If your husband is happy to ask there are only two answers he can get and a positive response will benefit both parties.  I wouldn't have a problem with offering my points to someone else if I didn't have my card with me and I'd certainly appreciate the opportunity of making a saving.  Everyone's a winner!  If the t&Cs don't allow it I'd think that's the cashiers call.
  • badmemory
    badmemory Posts: 9,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Do nectar put the card number on their receipts - I know Tesco don't now.
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