Starting the journey...the road is currently bumpy.

SpaceCadet12

Ok, Ive been through step change reviewed my budget, bringing it down from £1300 a month to £925 - its going obviously take me longer to pay but it will continue to reduce and go down and I can have a life. In the last 12 months I have bought myself 1 new work dress off Shein.

I actually feel a bit of relief —- thank you all for giving me the confidence to do that. I would have just struggles and accepted it as my punishment.

This group is my life line honestly xxx

Blackcats

good idea to set a more realistic budget because you need to have a sustainable and reasonable quality of life.

Dakota_Rose

You deserve some breathing space so well done for putting your needs first and debts second. They’re still being prioritised but at an amount that’s more comfortable for you.

Have you decided how you will budget the funds you’ve released by lowering the monthly amount? Hopefully a little in personal spends?