We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Plodding Along
Comments
-
DD is happy to be a solo traveler and strongly recommends doing a food tour early on as you will find good to eat places along with tourist attractions you may like to revisit. It also removed the need for at least one meal.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
-
That sounds right up my streetCurrent No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20300 -
I have accidentally overpaid the credit card which I wanted to close. I received a new card with a 0% interest rate so I'm closing the old card. I have contacted the bank through chat so awaiting a response of when the money will be moved back to my debit account so I can then close the card and the savings account.Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
That's the overpayment back to my debit account. It was faster than I expected, so that's nice.Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
Today has been a hobby day, trying to finish a cardigan I started at the beginning of the year. Then dancing class later which I paid for in advance so it's going to be a free day. I also had reduced price pain au chocolate for breakfast, olio bread for lunch and its batch cooked chilli for dinner that I made last week.Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Whats Olio is it abit like Hello Fresh/Gusto etc
0 -
No, it's free food that stops supermarket food waste. It's normally things that are best before the date that it is listed. Food Waste Heroes (FWH) collect from the shop, list it on the app and then you collect from them. It's mostly bread and bakery products, or veg but there are loads of things on there.Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20300 -
Sustainable free
Sounds good.
Did you decide what to do on the cc front?0 -
I closed the old one after getting a refund of the over payment. I might see if I can change the statement dates on the 2 cards I have to the 1st of the month and set up a DD to pay off the statement amount each month, alternating which one I use.Scott_Weiland79 said:
Did you decide what to do on the cc front?Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20300 -
I would if were me depending on what you owe set it for a fixed amount. Then if you wanna pay extra do it as a bill payment.
Most credit card companies will let you change the date but there could be additional interest added.
Theres normally always the option to pay
minimum
full
or a payment amount of your choosing
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards