Plodding Along

InDebtEnby

I think I overcomplicated the budget this month by putting money in to a sinking fund for things I would have paid for from my "other" category in my regular budget. it also makes it look like I have more no-spend days as I keep track on a different section of the spreadsheet.

I will put aside money for holidays and car maintenance, but not for hobbies and homewares. 

I might keep the one for the cat as I bulk buy his food and litter so I regularly go over budget one month and then under the next. 

Rhyddid2026

A big part of this journey is figuring out what works best for our individual needs. It's good to try new things but we don't have to stick to them if they don't serve us well.

InDebtEnby

Payday today so I've done the money shuffle and put everything in to the correct accounts. Last big payday before I go down to part time hours so squirrelling as much away as I can now. I'll apply for Christmas jobs soon since there are a few already on Indeed.