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Awesome August's No-Spend Days Challenge!

Comments

KajiKita Posts: 8,754 Forumite

19 August at 5:02PM

NSD here 😊

KK

As at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Pinkpieuni Posts: 191 Forumite

19 August at 5:30PM edited 19 August at 5:31PM

1 today, proving difficult to have nsds when kids are off school.

Challenges
NSD - Nov 9/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)

The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,405.76 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
1
short_bird Posts: 4,068 Forumite

19 August at 5:48PM

Tuesday is day 12.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
beanielou Posts: 97,157 Ambassador

19 August at 7:44PM

Sorry, not one after all.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
InDebtEnby Posts: 204 Forumite

19 August at 9:39PM

One for me today

Current No Spend Challenge: 10/13
2025 No Spend Days: 144/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/2030
1
cathybird Posts: 15,957 Forumite

19 August at 10:03PM edited 20 August at 9:17PM

August 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

August targets

Afdaff 7/10

AuntieL 8/18

beanielou 16/19

Caeraugirl 8/10

cathybird 16/15

Changeyourlife25 3/10

Crazybee787 5/19

Crazycatlady2 15

Dizzycap 19/20

Doris17 1/15

Emmel 12

InDebtEnby 10/13

Jay1 2 14

KajiKita 15/20

laurenh1 12/18

LittleMissDetermined 14/15

Optimistic Saver 18

Pinkpieuni 3/10

Prodigal50 2/15

Quantaqa 12/15

QueenJess 9/15

Scrumpy18 10

short bird 12/18

thepurplepixie 15

Thriftymissus 8/24

VickyA 2 1/10

To see the updated results for August on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

1
Dizzycap Posts: 1,301 Forumite

19 August at 11:16PM

Declaring a NSD 19/20 Wednesday - I will be doing some online shopping for my neighbour, but I will be spending their money

~ NSD 2025 - NSD November 22/15 (11 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (11) - Continuing
1
LittleMissDetermined Posts: 10,011 Forumite

20 August at 10:45AM

Definitely one for me today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £3677/£6000

1
QueenJess Posts: 4,640 Forumite

20 August at 5:05PM

Declaring a NSD today.

2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 473🥉🥈🥇💎🏆
Big kitchen declutter challenge 139/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
1
KajiKita Posts: 8,754 Forumite

20 August at 5:08PM

One today 😊

KK

As at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 68 books of target 52 in 2025, as @ 26th November
Produce tracker: £442 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1

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