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Awesome August's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 7,887 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £339 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Pinkpieuni
    Pinkpieuni Posts: 152 Forumite
    100 Posts Name Dropper Photogenic
    edited 19 August at 6:31PM
    1 today, proving difficult to have nsds when kids are off school.

    Challenges

    NSD August- 4/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £65,895 Target  MF (Jun 26) 314 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • short_bird
    short_bird Posts: 4,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tuesday is day 12.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry, not one after all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • InDebtEnby
    InDebtEnby Posts: 121 Forumite
    100 Posts Name Dropper Photogenic
    One for me today 
    August No Spend Challenge: 12/13
    2025 No Spend Days: 99/100
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
  • cathybird
    cathybird Posts: 15,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 August at 10:17PM
    August 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    August targets


    Afdaff 7/10  image  image 


    AuntieL 8/18  image  image 


    beanielou 16/19  image  image  image   image 


    Caeraugirl 8/10  image  image 


    cathybird 16/15  image  image  image   image   image  image


    Changeyourlife25 3/10  image 


    Crazybee787 5/19  image  image 


    Crazycatlady2 15 


    Dizzycap 19/20  image  image  image   image 


    Doris17 1/15  image 


    Emmel 12 


    InDebtEnby 10/13  image  image  image 


    Jay1 2 14 


    KajiKita 15/20  image  image  image   image 


    laurenh1 12/18  image  image  image 


    LittleMissDetermined 14/15  image  image  image 


    Optimistic Saver 18 


    Pinkpieuni 3/10  image 


    Prodigal50 2/15  image 


    Quantaqa 12/15  image  image  image 


    QueenJess 9/15  image  image 


    Scrumpy18 10 


    short bird 12/18   image  image  image  


    thepurplepixie 15  


    Thriftymissus 8/24   image  image 


    VickyA 2 1/10   image 



    To see the updated results for August on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Dizzycap
    Dizzycap Posts: 1,147 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a NSD 19/20 Wednesday - I will be doing some online shopping for my neighbour, but I will be spending their money  :D
    ~ NSD 2025 - NSD August 22/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £593.80 / £2025  (4) 💯💯💯
    # No.12 Save £2 a Day 2025 £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)
  • Definitely one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • QueenJess
    QueenJess Posts: 4,533 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 4,026 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 345🥉🥈🥇💎🏆
    Mini freezer challenge +3/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 7,887 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    One today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £339 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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