August 2025 NSD challenge
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Awesome August's No-Spend Days Challenge!
Comments
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@LittleMissDetermined, sounds like tough times. Sending you both hugs.First one of August today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £10 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAuntieL 18beanielou 3/19
Caeraugirl 10cathybird 2/15
Changeyourlife25 1/10
Crazybee787 2/19
Crazycatlady2 15Dizzycap 3/20
Doris17 1/15
Emmel 12InDebtEnby 1/13
Jay1 2 14KajiKita 1/20
laurenh1 2/18
LittleMissDetermined 2/15
Optimistic Saver 18Pinkpieuni 10Prodigal50 15Quantaqa 1/15
QueenJess 1/15
Scrumpy18 10short bird 1/18
thepurplepixie 15Thriftymissus 24VickyA 2 10To see the updated results for August on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Today was day 1.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
1st NSD for me today please! Ty 🥳Jan 26 GC 🥞🧇 £161.64/£500
Debt free in 2026 - £437.18 of £4,226.52
NSD JAN 2/10
PAD JAN Total £26.012 -
hi Emmel
and Prodigal50
and welcome
to our lovely thread! I've added you both to the list, hope you enjoy the challenge!
1 -
Declaring a 3/20 NSD Sunday - Having a chil out weekend after a very hectic monthWelcome aboard Emmel and Prodigal50
~ NSD 2026 Challenge January 4/20 (1)# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £20 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge for 2026 £25/£230 (1)# Make £2026 in 2026 £344.52 / £2026 (1)2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks everyone, I really appreciate your lovely words
It's one for me today - decided not to include hospital parking and the extra fuel!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
Hi @cathybird 2/19 for yesterday, I seemed to have unbookmarked the thread so I didn't have the wonderful reminders to post. I am hoping for today as well, I will let you know later how it goes. Thank youXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 0
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 1K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.2 -
NSD number 1 of the month for me. 1/15.
"My Life Is About The Journey Not The Destination"3
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