We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyful July's No-Spend Days Challenge!

1…1718202223…36

Comments

  • Dizzycap
    Dizzycap Posts: 1,464 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a 15/20 NSD Tuesday  :) Just pottering about in the garden and doing a little clearing & watering later as the rain that was expected was more of a 10 minute frizzle drizzle  :/
    Wishing everyone a Terrific NSD Tuesday!  :D
    ~ NSD 2026 Challenge January 7/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £26 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £364.52 / £2026 (1)
  • cathybird
    cathybird Posts: 16,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 July 2025 at 8:46PM
    July 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    July targets


    AuntieL 2/18  image 

    beanielou 16/19  image  image  image  image 

    BridgetTheCat 10/8  image  image  image  image  image

    Caeraugirl 10 

    cathybird 8/15  image  image 

    Changeyourlife25 7/10  image  image 

    Crazybee787 3/19  image 

    Crazycatlady2 3/15  image 

    cuddlymarm 15 

    CynicalPinnacle 10 

    Dizzycap 16/20  image  image  image  image 

    Doris17 7/15  image  image 

    InDebtEnby 5/12  image  image 

    IRunFar 10 

    Jay1 2 10/14  image  image  image 

    KajiKita 13/15  image  image  image 

    laurenh1 11/18  image  image  image 

    LittleMissDetermined 15 

    Money Choices 12 

    Optimistic Saver 6/18  image  image 

    Pinkpieuni 8/10  image  image 

    QueenJess 5/15  image  image 

    short bird 10/18   image  image  image 

    thepurplepixie 6/15   image  image 

    Thriftymissus 10/TF   image  image  image 

    VickyA 2 5/10   image  image 


    To see the updated results for July on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Thriftymissus
    Thriftymissus Posts: 293 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Number 10 for me today. Working from home with loads to do tomorrow so very much aiming not to spend 🤗
  • BridgetTheCat
    BridgetTheCat Posts: 233 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Another one today 10/8 🤣
  • KajiKita
    KajiKita Posts: 9,157 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today. 

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 2 books of target 52 in 2026 as @ 4th January 
    Produce tracker: £10 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 242 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me
    Current No Spend Challenge: 5/13
    2025 No Spend Days: 5/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Dizzycap
    Dizzycap Posts: 1,464 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 17 July 2025 at 7:02AM
    Awesome NSD going everyone!  ;)
    Declaring an early NSD 16/20 Thursday - pottering in the garden & catching up with housework  <3
    Wishing everyone a thrilling NSD Thursday  <3
    ~ NSD 2026 Challenge January 7/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £26 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £364.52 / £2026 (1)
  • Changeyourlife25
    Changeyourlife25 Posts: 135 Forumite
    100 Posts Name Dropper Photogenic
    Just 1 more for me please yesterday

    7/10 
    Jan 26 GC 🥞🧇 £172.30/£500

    Debt free in 2026 - £437.18 of £4,226.52
    NSD JAN 2/10
    PAD JAN £29.75

  • laurenh1
    laurenh1 Posts: 1,067 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 17 July 2025 at 2:33PM
    One today. Found out today nothing can be done for my Dad so today feels heavy. Might have to get a take away tomorrow after work but trying to be good under the circumstances xx
  • beanielou
    beanielou Posts: 97,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.3K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture